196 Hemlock Rd, Addison, PA 15411 Property Records

Somerset County property record for 196 Hemlock Rd, Addison, PA 15411

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 2012
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2024)
Tax Bill	$1,495 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S02-033-030-000`

Property Details

APN / Parcel Number

Primary APN	`S02-033-030-000`
Alternative APNs	`S02-033-030-00` `020006190`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Asbestos
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	020006190
Street Address	196 HEMLOCK RD
City	ADDISON
State	PA
Zip	15411-2278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 THRU 9 & LOT 11 UNIT 2 BLK 15 BNG 1.10 A 1 1/2 STY VINYL CABIN SHED
Legal Subdivision	UNIT NO 2 LAKE YOUGHIOGHENY ESTATES
Legal Block	15
Legal Lot Number	1-9,11
Legal Unit	2
Jurisdiction	SOMERSET PA
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2017
Census Tract	21902

Owner

Source: Somerset County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 DAVID SHOTTS RD, RUFFS DALE, PA 15679-1419
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage USX FEDERAL CREDIT UNION
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 9, 2024	Special Warranty Deed, Transfer CAPITAL CLOSING LLC, CAPITAL CLOSINGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Deed Document Number	20245739
Deed Book / Page	3088 / 478
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Recording Date	Oct 6, 2026
Property Address	196 HEMLOCK RD, ADDISON, PA 15411-2278
Document Number	0000007402
Book / Page	3218 / 45
Instrument Date	Sep 29, 2026
Instrument	20267402
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 HEMLOCK RD, ADDISON, PA 15411-2278

Mortgage

Document Number	0000007402,
Date	Oct 6, 2026
Book Page	3218/45
Instrument	20267402

Lender

Name	USX FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 4, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	196 HEMLOCK RD, ADDISON, PA 15411-2278
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 HEMLOCK RD, ADDISON, PA 15411-2278

Mortgage

Document Number	002980/931
Date	Sep 16, 2022
Book Page	2980/931
Instrument	2022007518

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SOMERSET PA
Recording Date	Sep 9, 2024
Property Address	196 HEMLOCK RD, ADDISON, PA 15411-2278
Document Number	003088/483
Book / Page	3088 / 483
Map Reference	MB 4 PG 46
Instrument Date	Aug 27, 2024
Instrument	2024005739
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	CAPITAL CLOSING LLC, CAPITAL CLOSINGS LLC

Transaction

Amount	Amount Recorded
Tax	$3,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 DAVID SHOTTS RD, RUFFS DALE, PA 15679-1419

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Addison Township
Unified School District	Turkeyfoot Valley Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,495.00 (+3.1%)	$31,000 (-)
2024	$1,450.00 (+3.87%)	$31,000 (-)
2023	$1,396.00	$31,000
1998			$61,980 Land $4,570 Building $57,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1984–2009)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jun 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2003 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Somerfield Cable TV Cable	50 / 7
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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