196 Hemlock Ln, Clarkesville, GA 30523 Property Records

Habersham County property record for 196 Hemlock Ln, Clarkesville, GA 30523

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 2.5 ba · 1,596 sqft · built 1984
Lot Size	2.12 acres (92,347 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Jan 2023)
Tax Bill	$3,301 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063 091`

Property Details

APN / Parcel Number

Primary APN	`063 091`
Alternative APNs	`676515` `388953`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,596 sqft Heated Area
Gross Area	3,954 sqft
1st Floor Area	1,064 sqft
Upper Floors Area	560 sqft
Attic	Attic
Attic Area	560 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	92,347 sqft (2.12 acres)
Porch	Slab
Deck Area	496 sqft
Patio Area	830 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	388953
Street Address	196 HEMLOCK LN
City	CLARKESVILLE
State	GA
Zip	30523-2760
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	LI
Legal Description	11-52 LT 15 PB 20-193 DB 1327-261
Legal Subdivision	SOQUE WILDERNESS DIV
Legal Lot Number	15
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	2
Census Block	2016
Census Tract	203

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 HEMLOCK LN, CLARKESVILLE, GA 30523-2760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage SOUTHSTATE BANK
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK
Jan 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2023 · Amount on Record
Deed Sale	Jan 16, 2023 · Amount on Record
Deed Document Number	202364
Deed Book / Page	1327 / 261
Prior Transfer Date	Jan 13, 2023
Prior Transfer Doc	001327/261
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	196 HEMLOCK LN, CLARKESVILLE, GA 30523-2760
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 HEMLOCK LN, CLARKESVILLE, GA 30523-2760

Mortgage

Document Number	0000001333/0000000336
Date	Mar 28, 2023
Book Page	0000001333/0000000336

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jan 13, 2023
Property Address	196 HEMLOCK LN, CLARKESVILLE, GA 30523-2760
Document Number	001327/261
Book / Page	1327 / 261
Instrument Date	Jan 13, 2023
Instrument	2023-000064
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 HEMLOCK LN, CLARKESVILLE, GA 30523-2760

Mortgage

Document Number	0001327264
Date	Jan 13, 2023
Instrument	1327/264

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jan 29, 2019
Property Address	196 HEMLOCK LN, CLARKESVILLE, GA 30523-2760
Document Number	0001185/51
Book / Page	1185 / 51
Instrument Date	Jan 29, 2019
Instrument	2019-000201
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 WALL ST, HAMPTON, GA 30228-2038

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,301.00 (-11.97%) Homeowner's exemption	$146,716 (-6.66%) Land $60,000 Building $86,716	$366,791 (-6.66%) Land $150,000 Building $216,791
2025	$3,750.00 (-7.34%) Homeowner's exemption	$157,186 (+0.8%) Land $60,000 Building $97,186	$392,965 (+0.8%) Land $150,000 Building $242,965
2023	$4,047.00 (+13.23%)	$155,944 (+13.24%) Land $60,000 Building $95,944	$389,860 (+13.24%) Land $150,000 Building $239,860
2022	$3,574.00	$137,712 Land $60,000 Building $77,712	$344,280 Land $150,000 Building $194,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 94% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TrailWave Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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