196 Head Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 196 Head Rd, Worcester, NY 12197

Property Summary

Property TypeMobile Home
Details1,008 sqft · built 2020
Lot Size3.44 acres (149,846 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Sep 2014)
Tax Bill$2,144 (2026)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN366600 201.00-1-55.00

Property Details

APN / Parcel Number

Primary APN366600 201.00-1-55.00
Alternative APNs
  • 660020100000010550000000
  • 480454151

Interior

Building Area1,008 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMobile Home
Lot Area149,846 sqft (3.44 acres)

Location & Zoning

Account Number480454151
Street Address196 HEAD RD
CityWORCESTER
StateNY
Zip12197-3313
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR80
Legal Block1
Legal Lot Number55.000
JurisdictionOTSEGO NY
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2037
Census Tract590702

Owner

Source: Otsego County and Worcester Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address196 HEAD RD, WORCESTER, NY 12197-3313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2014 · Amount on Record
Deed SaleSep 9, 2014 · Amount on Record
Deed Book / Page2014 / 4040
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address196 HEAD RD, WORCESTER, NY 12197-3313
Transaction TypeMortgage
Record UpdatedMar 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000242
DateMar 8, 2022
Instrument2022-1242
Lender
NameBANK OF RICHMONDVILLE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionWorcester Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,144.00 (+1.66%)
2025$2,109.00$105,178 (-) Land $16,940 Building $88,238$255,908 (+11.92%) Land $41,217 Building $214,691
2023$105,178 Land $16,940 Building $88,238$228,648 Land $36,826 Building $191,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

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