Putnam County property record for 196 Harmons Creek Rd, Poca, WV 25159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,960 sqft · built 1998 |
| Lot Size | 1.27 acres (55,713 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $679 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-208-0010.0004 |
| Primary APN | 08-208-0010.0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 3,920 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 55,713 sqft (1.27 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00033154 |
|---|---|
| Street Address | 196 HARMONS CREEK RD |
| City | POCA |
| State | WV |
| Zip | 25159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.279 AC & 1.25 AC HARMONS CRK |
| Legal Subdivision | HARMON'S CREEK |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20500 |
Source: Putnam County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 452 HARMONS CREEK RD, POCA, WV 25159-9086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $679.00 (+9.87%) | $69,720 (+9.11%) Land $18,720 Building $51,000 | $116,200 (+9.11%) Land $31,200 Building $85,000 |
| 2025 | $618.00 (+17.94%) Homeowner's exemption Disabled Person's exemption | $63,900 (+7.79%) Land $17,040 Building $46,860 | $106,500 (+7.79%) Land $28,400 Building $78,100 |
| 2023 | $524.00 (+1.55%) Homeowner's exemption Disabled Person's exemption | $59,280 (+0.82%) Land $17,040 Building $42,240 | $98,800 (+0.82%) Land $28,400 Building $70,400 |
| 2022 | $516.00 Homeowner's exemption Disabled Person's exemption | $58,800 Land $17,880 Building $40,920 | $98,000 Land $29,800 Building $68,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1997–2021) |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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