Bergen County and Demarest Borough property record for 196 Hardenburgh Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 1,404 sqft · built 1947 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Feb 2017) |
| Tax Bill | $13,454 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00072-0000-00028-02 |
| Primary APN | 09-00072-0000-00028-02 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,404 sqft Living Area |
|---|
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 113 ft deep x 80 ft wide |
| Old Parcel Number | 0900072000000028B |
|---|---|
| Street Address | 196 HARDENBURGH AVE |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.207AC |
| Legal Subdivision | TENAKILL TERRACE CO |
| Legal Block | 72 |
| Legal Lot Number | 28.2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records · APN 09-00072-0000-00028-02
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 196 HARDENBURGH AVE, DEMAREST, NJ 07627-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Feb 14, 2017 | Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 14, 2017 · Amount on Record |
| Deed Sale | Feb 14, 2017 · Amount on Record |
| Deed Document Number | 201714209 |
| Deed Book / Page | 2534 / 1479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 196 HARDENBURGH AVE, DEMAREST, NJ 07627-1632 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0043641236 |
|---|---|
| Date | Sep 08, 2021 |
| Book Page | 4364/1236 |
| Instrument | 2021141577 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 14, 2017 |
| Property Address | 196 HARDENBURGH AVE, DEMAREST, NJ 07627-1632 |
| Document Number | 0025341479 |
| Book / Page | 02534 / 1479 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 17-014209 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | CHICAGO TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,839.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 166 OAK TREE CIR, 166, MURPHYS, CA 95247-9433 |
| Name | Verified Name |
|---|---|
| Address | 196 HARDENBURGH AVE, DEMAREST, NJ 07627-1632 |
| Document Number | 0025341485 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 02534/1485 |
| Instrument | 17-014209.01 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $745,400 (-) Land $493,700 Building $251,700 | $745,400 (-) Land $493,700 Building $251,700 | |
| 2025 | $13,454.00 (-3.82%) | $745,400 (+62.89%) Land $493,700 Building $251,700 | $745,400 (+62.89%) Land $493,700 Building $251,700 |
| 2024 | $13,988.00 (+7.67%) | ||
| 2023 | $457,600 Land $348,100 Building $109,500 | $457,600 Land $348,100 Building $109,500 | |
| 2022 | $12,991.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1980–2021) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 308 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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