196 Harbor View Dr, Madison, MS 39110 Property Records

Madison County property record for 196 Harbor View Dr, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	5,314 sqft · built 2021
Lot Size	0.842 acres (36,686 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,853 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081A-02-315`

Property Details

APN / Parcel Number

Primary APN	`081A-02-315`
Alternative APN	`59671`

Interior

Building Area	5,314 sqft Adjusted Area
1st Floor Area	4,469 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	36,686 sqft (0.842 acres)

Location & Zoning

Account Number	59671
Street Address	196 HARBOR VIEW DR
City	MADISON
State	MS
Zip	39110-4751
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD
Legal Description	LOT 94 SHORES @ CAROLINE PHASE 2B
Legal Range	01E
Legal Township	08N
Legal Section	02
Legal Subdivision	SHORES CAROLINE PH 2B, THE
Legal Phase	2
Legal Lot Number	94
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1031
Census Tract	30402

Owner

Source: Madison County records · APN 081A-02-315

Assessment roll updated November 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1392, MADISON, MS 39130-1392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit THE FIRST A NATIONAL BANKING ASSN
Jul 07, 2022	Intrafamily Transfer, Transfer
Nov 24, 2021	Warranty Deed, Transfer FIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2022
Deed Sale	Apr 21, 2022
Prior Sale	Sep 16, 2020
Deed Document Number	2022955389
Deed Book / Page	4199 / 66
Last Transfer Date	Jul 01, 2022
Transfer Doc	004233/184
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	196 HARBOR VIEW DR, MADISON, MS 39110-4751
Transaction Type	Mortgage
Record Updated	Dec 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 HARBOR VIEW DR, MADISON, MS 39110-4751

Mortgage

Document Number	004145/546
Date	Dec 13, 2021
Book Page	4145/546
Instrument	946189

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 26, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Jul 07, 2022
Property Address	196 HARBOR VIEW DR, MADISON, MS 39110-4751
Document Number	004233/184
Book / Page	4233 / 184
Map Reference	CAB F SL 161A&B
Instrument Date	Jul 01, 2022
Instrument	961033
Transaction Type	Transfer
Record Updated	Dec 09, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1392, MADISON, MS 39130-1392

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1392, MADISON, MS 39130-1392

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 24, 2021
Property Address	196 HARBOR VIEW DR, MADISON, MS 39110-4751
Document Number	004138/111
Book / Page	4138 / 111
Map Reference	CAB F SL 161A&B
Instrument Date	Nov 18, 2021
Instrument	945008
Transaction Type	Transfer
Record Updated	Dec 09, 2022
Title Company	FIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1392, MADISON, MS 39130-1392

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1392, MADISON, MS 39130-1392

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Canton Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,853.00 Homeowner's exemption	$48,672 (-)	$486,720 (-) Land $50,000 Building $436,720
2024	$4,853.00 (+0.75%)
2023	$4,817.00 Homeowner's exemption	$48,672	$486,720 Land $50,000 Building $436,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Ozborn Communications Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 125 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CANTON serves 16,785 people
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

196 Harbor View Dr, Madison, MS 39110 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Harbor View Dr

Nearby Streets

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