Rankin County property record for 196 Harbor Ln, Brandon, MS 39047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,625 sqft · built 1964 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,494 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | K16 000056 00010 |
| Primary APN | K16 000056 00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,625 sqft Adjusted Area |
| 1st Floor Area | 1,980 sqft |
| 2nd Floor Area | 792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 37,897 sqft (0.87 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 79724 |
|---|---|
| Street Address | 196 HARBOR LN |
| City | BRANDON |
| State | MS |
| Zip | 39047-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.873 AC IN S2 SW S OF LOT 81 LAKE HARBOR S/D |
| Legal Range | 04E |
| Legal Township | 08N |
| Legal Section | 29 |
| Legal Subdivision | LAKE HARBOR S/D |
| Legal Lot Number | 81 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 20101 |
196 Harbor Ln is owned and occupied by an individual who acquired it in April 2026.
Source: Rankin County records, as of August 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 196 HARBOR LN, BRANDON, MS 39047-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Quit Claim Deed, Transfer ESCROW AND TITLE SERVICES INC, TITLE & ESCROW SERVICES INC |
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 13, 2026 |
| Transfer Doc | 2026015988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Jul 15, 2026 |
| Property Address | 196 HARBOR LN, BRANDON, MS 39047-9604 |
| Document Number | 2026015988 |
| Book / Page | 2026 / 15988 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | ESCROW AND TITLE SERVICES INC, TITLE & ESCROW SERVICES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 HARBOR LN, BRANDON, MS 39047-9604 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 196 HARBOR LN, BRANDON, MS 39047-9604 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000080601 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 3022/80601 |
| Name | COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 196 Harbor Ln was $1,494 with a homeowner's exemption.
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,494.00 Homeowner's exemption | $17,163 | |
| 2024 | $1,494.00 | $171,630 Land $15,000 Building $156,630 | |
| 2023 | $15,134 | ||
| 2021 | $151,340 Land $15,000 Building $136,340 | ||
| 2019 | $1,061.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Harbor Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 16 (1979–2022) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Harbor Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 42% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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