State of Hawaii and Hawaii County property record for 196 Halai St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,562 sqft · built 1951 |
| Lot Size | 0.274 acres (11,950 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,558 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-3-022-014 |
| Primary APN | 3-2-3-022-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 2,182 sqft |
| 1st Floor Area | 1,562 sqft |
| Basement Area | 620 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,950 sqft (0.274 acres) |
| Cooling System | Central |
|---|
| Street Address | 196 HALAI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1A |
| Legal Description | LOT 14 11950 SF DES POR LCAW 387 PART 4 SECTION 1 RP 1946 NUMBER 1 |
| Legal Subdivision | HALAI HILL TRACT |
| Legal Lot Number | 14 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20300 |
196 Halai St is owned by an individual who acquired it in January 2007.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 PUALU PL, LAHAINA, HI 96761-9155 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 8, 2007 |
| Transfer Doc | 2007006835 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 196 Halai St was $2,558.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,600 (+1.07%) Land $212,500 Building $222,100 | $434,600 (-) Land $212,500 Building $222,100 | |
| 2025 | $2,558.00 | $430,000 (+2.99%) Land $207,900 Building $222,100 | $434,600 (+4.1%) Land $212,500 Building $222,100 |
| 2024 | $417,500 (+3.73%) Land $204,200 Building $213,300 | $417,500 (+3.73%) Land $204,200 Building $213,300 | |
| 2023 | $4,467.00 | $402,500 Land $204,200 Building $198,300 | $402,500 Land $204,200 Building $198,300 |
| 2022 | $4,467.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Halai St in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 42 (1979–2018) |
| Claims Outside the SFHA | 10 of 42 |
| Most Recent Claim | Sep 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Halai St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures