196 Grayson Dr, Norwich, NY 13815 Property Records

Chenango County and North Norwich Town property record for 196 Grayson Dr, Norwich, NY 13815

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,724 sqft · built 1986
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Oct 2022)
Tax Bill	$10,313 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`084000 110.14-2-22`

Property Details

APN / Parcel Number

Primary APN	`084000 110.14-2-22`
Alternative APNs	`400011014000020220000000` `1110082`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
1st Floor Area	1,538 sqft
2nd Floor Area	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	310 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1110082
Street Address	196 GRAYSON DR
City	NORWICH
State	NY
Zip	13815-3387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	22.000
Jurisdiction	CHENANGO NY
Township / Civil Division	NORTH NORWICH
Census Block Group	3
Census Block	3039
Census Tract	970601

Owner

Source: Chenango County and North Norwich Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 GRAYSON DR, NORWICH, NY 13815-3387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer · FHA Mortgage NBT BANK NATIONAL ASSOCIATION
Sep 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Deed Document Number	2022202200001961
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0000001247
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Oct 26, 2022
Property Address	196 GRAYSON DR, NORWICH, NY 13815-3387
Document Number	2022000001961
Instrument Date	Oct 19, 2022
Instrument	20220-00001961
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	917 FLAX ISLAND RD, OTEGO, NY 13825-2171

Mortgage

Document Number	22000002355
Date	Oct 26, 2022
Instrument	220-00002355

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHENANGO NY
Recording Date	Sep 16, 2020
Property Address	196 GRAYSON DR, NORWICH, NY 13815-3387
Document Number	0000001247
Instrument Date	Sep 15, 2020
Instrument	1247
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13729 TOMARO ST VENICE FL 342932667, VENICE, FL 34293-2667

Tax Assessment & Valuation

Source: Chenango County and North Norwich Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	North Norwich Town
Unified School District	Norwich City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,313.00 (+0.52%)
2025	$10,260.00	$146,400 (-) Land $30,000 Building $116,400	$355,340 (+10.68%) Land $72,816 Building $282,524
2023		$146,400 Land $30,000 Building $116,400	$321,053 Land $65,790 Building $255,263

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2005–2013)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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