Horry County property record for 196 Governors Loop, Myrtle Beach, SC 29588
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,714 sqft · built 2006 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Sep 2006) |
| Tax Bill | $580 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2026 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 440-04-03-0076 |
| Primary APN | 440-04-03-0076 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
| Deck Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 196 GOVERNORS LOOP |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29588-6283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAWSON'S LANDING PPD; LOT 114 PH II |
| Legal Subdivision | LAWSONS LANDING PPD |
| Legal Lot Number | 114 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 51501 |
Source: Horry County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 568 W OAK CIRCLE DR, MYRTLE BEACH, SC 29588-6278 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Apr 2, 2026 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2006 · Amount on Record |
| Deed Sale | Sep 1, 2006 · Amount on Record |
| Prior Sale | Mar 16, 2005 · Amount on Record |
| Deed Document Number | 2006549478 |
| Deed Book / Page | 3151 / 1156 |
| Last Transfer Date | Mar 31, 2026 |
| Transfer Doc | 0050630515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 2, 2026 |
| Property Address | 196 GOVERNORS LOOP, MYRTLE BEACH, SC 29588-6283 |
| Document Number | 7081003249 |
| Book / Page | 7081 / 3249 |
| Instrument Date | Aug 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 196 GOVERNORS LOOP, MYRTLE BEACH, SC 29588-6283 |
| Document Number | 7081003249, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 7081/3249 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Apr 2, 2026 |
| Property Address | 196 GOVERNORS LOOP, MYRTLE BEACH, SC 29588-6283 |
| Document Number | 0050630515 |
| Book / Page | 5063 / 515 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202635128 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $580.00 | $305,812 (-) Land $70,746 Building $235,066 | |
| 2024 | $18,349 (+187.42%) Land $4,245 Building $14,104 | $305,812 (+57.56%) Land $70,746 Building $235,066 | |
| 2023 | $519.00 (+3.18%) | $6,384 (-45.18%) Land $1,518 Building $4,866 | $194,090 (-) Land $40,090 Building $154,000 |
| 2021 | $503.00 | $11,645 Land $2,405 Building $9,240 | $194,090 Land $40,090 Building $154,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 169 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 169 in force |
| Nearby Flood Claims | 197 (1987–2024) |
| Claims Outside the SFHA | 84 of 197 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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