Franklin County property record for 196 Generations Way, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,274 sqft · built 2019 |
| Lot Size | 0.235 acres (10,270 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $476,300 (Jan 2020) |
| Tax Bill | $10,343 (2024) |
| Deeds & Mortgages | Jun 2025 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-011853 |
| Primary APN | 080-011853 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,274 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 10,270 sqft (0.235 acres) |
| Lot Dimensions | 135 ft deep x 76 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 196 GENERATIONS WAY |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-2797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIGHAM RIDGE PHASE 4 LOT 136 |
| Legal Subdivision | BIGHAM RIDGE PH 4 |
| Legal Phase | 4 |
| Legal Lot Number | 136 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6991 |
196 Generations Way is owned and occupied by two individuals who bought it in January 2020.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 GENERATIONS WAY, WESTERVILLE, OH 43081-2797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2025 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO |
| Jan 2, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2020 · Amount on File |
| Deed Sale | Jan 2, 2020 · Amount on File |
| Deed Document Number | 202001020000153 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 196 GENERATIONS WAY, WESTERVILLE, OH 43081-2797 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | NATIONAL TITLE AND CLOSING SERVICES, EQT NATL TTL & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 196 GENERATIONS WAY, WESTERVILLE, OH 43081-2797 |
| Document Number | 0000061520 |
|---|---|
| Date | Jun 12, 2025 |
| Instrument | 202506120061520 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 25, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 196 GENERATIONS WAY, WESTERVILLE, OH 43081-2797 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | LANDSEL TITLE, LANDSEL TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000126429 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 202107190126429 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jan 2, 2020 |
| Property Address | 196 GENERATIONS WAY, WESTERVILLE, OH 43081-2797 |
| Document Number | 0000000153 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 153 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | TRANSOHIO RESIDENTIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 GENERATIONS WAY WESTERVILLE OH 430812797, WESTERVILLE, OH 43081-2797 |
| Document Number | 154 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 154 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,343.00 (+2.16%) Homeowner's exemption | $182,000 (-) Land $42,000 Building $140,000 | |
| 2023 | $10,124.00 (-15.33%) Homeowner's exemption | $182,000 (+10.89%) Land $42,000 Building $140,000 | $520,000 Land $120,000 Building $400,000 |
| 2022 | $11,957.00 Homeowner's exemption | $164,120 Land $23,700 Building $140,420 | |
| 2020 | $468,900 Land $67,700 Building $401,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 196 Generations Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 196 Generations Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures