196 Gates St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 196 Gates St, Pawtucket, RI 02861

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,346 sqft · built 1925
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$409,000 (Aug 2023)
Tax Bill	$4,720 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:29 L:0516`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:29 L:0516`
Alternative APN	`290516`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	1,346 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	290516
Street Address	196 GATES ST
City	PAWTUCKET
State	RI
Zip	02861-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	516
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1001
Census Tract	16900

Owner

196 Gates St is owned and occupied by two individuals who bought it in August 2023.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	196 GATES ST, PAWTUCKET, RI 02861-3202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK
Jun 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Jun 14, 2019 · Amount on File
Deed Book / Page	5012 / 328
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Aug 15, 2023
Property Address	196 GATES ST, PAWTUCKET, RI 02861-3202
Document Number	005012-328
Book / Page	5012 / 328
Instrument Date	Aug 11, 2023
Instrument	7
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	73 PUNCHBOWL TRL, RICHMOND, RI 02892-1019

Mortgage

Document Number	0000000008
Date	Aug 15, 2023
Instrument	8

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jun 14, 2019
Property Address	196 GATES ST, PAWTUCKET, RI 02861-3202
Document Number	4380-149
Book / Page	4380 / 149
Instrument Date	Jun 14, 2019
Instrument	37
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 GATES ST, PAWTUCKET, RI 02861-3202

Mortgage

Document Number	38
Date	Jun 14, 2019
Instrument	38

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 196 Gates St was $4,720.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,720.00	$358,900 Land $159,300 Building $199,600	$427,025
2023	$4,137.00 (+2.17%)	$244,200 (-) Land $89,600 Building $154,600
2022	$4,049.00	$244,200 Land $89,600 Building $154,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Gates St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Gates St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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