Grady County property record for 196 Gainous Ln, Cairo, GA 39827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,460 sqft · built 1989 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,732 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00500-054-000 |
| Primary APN | 00500-054-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,460 sqft Heated Area |
| 1st Floor Area | 2,460 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
| Porch Area | 192 sqft |
| Patio Area | 407 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3675 |
|---|---|
| Street Address | 196 GAINOUS LN |
| City | CAIRO |
| State | GA |
| Zip | 39827-4324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LL 118 123 |
| Legal Subdivision | AC: 5700.00 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950300 |
196 Gainous Ln is owned and occupied by an individual who acquired it in August 2025.
Source: Grady County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 196 GAINOUS LN, CAIRO, GA 39827-4324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2025 |
| Deed Sale | Aug 13, 2025 |
| Prior Sale | Sep 28, 1972 |
| Deed Book / Page | 964 / 372 |
| Prior Transfer Date | Aug 6, 2025 |
| Prior Transfer Doc | 000964/372 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 196 Gainous Ln was $1,732 with exemptions applied, down 20.9% from the year before.
Source: Grady County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,732.00 (-20.88%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $98,715 (+26.92%) Land $6,043 Building $92,672 | $246,788 (+26.92%) Land $15,108 Building $231,680 |
| 2024 | $2,189.00 (+567.38%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $77,779 (+40.73%) Land $6,043 Building $71,736 | $194,447 (+40.73%) Land $15,108 Building $179,339 |
| 2023 | $328.00 (-78.09%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $55,268 (-) Land $4,560 Building $50,708 | $138,170 (-) Land $11,400 Building $126,770 |
| 2022 | $1,497.00 Senior Citizen's exemption Additional exemption filed | $55,268 Land $4,560 Building $50,708 | $138,170 Land $11,400 Building $126,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Gainous Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Gainous Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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