196 Gaddy Dr, Byram, MS 39272 Property Records

Hinds County property record for 196 Gaddy Dr, Byram, MS 39272

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,371 sqft · built 2012
Lot Size	0.204 acres (8,897 sqft)
Owner	Individual Name on File
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4854-0456-126`

Property Details

APN / Parcel Number

Primary APN	`4854-0456-126`
Alternative APN	`146150000001000169`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,371 sqft Living Area
1st Floor Area	1,371 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,897 sqft (0.204 acres)
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	196 GADDY DR
City	BYRAM
State	MS
Zip	39272-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 FOREST WOODS ESTATES PT 9 TOWN OF BYRAM
Legal Subdivision	FOREST WOODS EST PT 9
Legal Lot Number	86
Jurisdiction	HINDS MS
Township / Civil Division	4
Census Block Group	2
Census Block	2007
Census Tract	11104

Owner

Source: Hinds County records · APN 4854-0456-126

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 6731, JACKSON, MS 39282-6731
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	196 GADDY DR, BYRAM, MS 39272-5713
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 BAY PARK DR, BRANDON, MS 39047-6114

Mortgage

Document Number	0072833270
Date	Jul 07, 2022
Book Page	7283/3270
Instrument	1798529

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Jun 15, 2029

Tax Assessment & Valuation

Source: Hinds County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Municipality	Byram City
Unified School District	Hinds County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,516.00 (+3.45%)	$15,983 (+2.8%) Land $3,750 Building $12,233	$106,550 (+2.8%) Land $25,000 Building $81,550
2024	$2,432.00 (-0.12%)	$15,548 (-) Land $3,750 Building $11,798	$103,650 (-) Land $25,000 Building $78,650
2023	$2,435.00 (+1.84%)	$15,548 (-) Land $3,750 Building $11,798	$103,650 (-) Land $25,000 Building $78,650
2022	$2,391.00	$15,548 Land $3,750 Building $11,798	$103,650 Land $25,000 Building $78,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 19, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Telapex Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 201 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF JACKSON serves 189,673 people
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Apr 2025 Turbidity not recorded as resolved · Jul 2022
Treatment and Procedure	Corrosion control currently in violation since Jan 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.