196 Forest Cir, Sparta, TN 38583 Property Records

White County property record for 196 Forest Cir, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,629 sqft · built 1961
Lot Size	3.21 acres (139,828 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Feb 2012)
Tax Bill	$760 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093067 05500`

Property Details

APN / Parcel Number

Primary APN	`093067 05500`
Alternative APN	`067 05500`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,629 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	139,828 sqft (3.21 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	249 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	196 FOREST CIR
City	SPARTA
State	TN
Zip	38583-5508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2064
Census Tract	935300

Owner

Source: White County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	196 FOREST CIR, SPARTA, TN 38583-5508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Oct 2, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2012 · Amount on Record
Deed Sale	Feb 9, 2012 · Amount on Record
Prior Sale	Aug 29, 1997 · Amount on Record
Deed Document Number	2012379
Deed Book / Page	308 / 638
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	196 FOREST CIR, SPARTA, TN 38583-5508
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 FOREST CIR, SPARTA, TN 38583-5508

Mortgage

Document Number	0RB533/192
Date	Jun 13, 2023
Book Page	RB533/192
Instrument	23002286

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	196 FOREST CIR, SPARTA, TN 38583-5508
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB483/286
Date	Jun 11, 2021
Book Page	RB483/286
Instrument	21002741

Lender

Name	CITIZENS BANK
Type	Bank
Address	CARTHAGE, TN 37030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITE TN
Property Address	196 FOREST CIR, SPARTA, TN 38583-5508
Document Number	0000005058
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 FOREST CIR SPARTA TN 385835508, SPARTA, TN 38583-5508

Mortgage

Document Number	0000005058
Date	Dec 7, 2020
Book Page	000469/000821
Instrument	5058

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Dec 6, 2042

Interest

Rate	4%

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$760.00 (+24.79%)	$53,925 (+81.57%) Land $8,925 Building $45,000	$215,700 (+81.57%) Land $35,700 Building $180,000
2023		$29,700 Land $6,250 Building $23,450
2021	$609.00
2020			$118,800 Land $25,000 Building $93,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUEBECK WALLING U.D. serves 5,588 people · EPA ID TN0000569
Water Source	Purchased surface water from SPARTA WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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