Morgan County property record for 196 Fire Tower Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,894 sqft · built 2011 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,500 (Aug 2025) |
| Tax Bill | $995 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-02-04-0-000-004.000 |
| Primary APN | 18-02-04-0-000-004.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,894 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Basement Area | 611 sqft |
| Unfinished Basement | 611 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Utility Building | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 141249 |
|---|---|
| Street Address | 196 FIRE TOWER RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-5505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT THE NE COR OF THE NE1/4 OF NW1/4 SEC 4, T7S, R1W, TH SO 420', TH W 265' 235'S TO E R/W OLD WEST POINT RD, TH N ALG SAI |
| Legal Range | 1W |
| Legal Township | 7S |
| Legal Section | 04 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5701 |
196 Fire Tower Rd is owned and occupied by an individual who bought it in August 2025.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 196 FIRE TOWER RD, SOMERVILLE, AL 35670-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Sep 14, 2023 | Correction Deed VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| May 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on File |
| Deed Sale | Aug 22, 2025 · Amount on File |
| Prior Sale | Feb 27, 2024 · Amount on File |
| Deed Book / Page | 2025 / 7618 |
| Prior Transfer Date | Aug 20, 2025 |
| Prior Transfer Doc | 02025/7618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 196 FIRE TOWER RD, SOMERVILLE, AL 35670-5505 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 2021/26668 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 2021/26668 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 14, 2023 |
| Property Address | 196 FIRE TOWER RD, SOMERVILLE, AL 35670-5505 |
| Document Number | 02023/6659 |
| Book / Page | 2023 / 6659 |
| Instrument Date | Sep 14, 2023 |
| Record Updated | Sep 28, 2023 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 17, 2021 |
| Property Address | 196 FIRE TOWER RD, SOMERVILLE, AL 35670-5505 |
| Document Number | 02021/4855 |
| Book / Page | 2021 / 4855 |
| Instrument Date | Feb 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 196 FIRE TOWER RD, SOMERVILLE, AL 35670-5505 |
| Document Number | 0202126668 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021/26668 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 196 Fire Tower Rd was $995 with a homeowner's exemption, down 1% from the year before.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $995.00 (-1%) Homeowner's exemption | $28,040 (-0.92%) Land $2,780 Building $25,260 | $280,400 (-0.92%) Land $27,800 Building $252,600 |
| 2024 | $1,005.00 (+0.1%) | $28,300 (-0.95%) Land $2,780 Building $25,520 | $283,000 (-0.95%) Land $27,800 Building $255,200 |
| 2023 | $1,004.00 (+3.29%) Homeowner's exemption | $28,570 (+4.19%) Land $2,780 Building $25,790 | $285,700 (+4.19%) Land $27,800 Building $257,900 |
| 2022 | $972.00 Homeowner's exemption | $27,420 Land $2,530 Building $24,890 | $274,200 Land $25,300 Building $248,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 196 Fire Tower Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2015–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Fire Tower Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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