196 Fields Pond Dr, Madison, AL 35756 Property Records

Madison County property record for 196 Fields Pond Dr, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 998 sqft · built 2016
Lot Size	0.165 acres (7,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Oct 2022)
Tax Bill	$3,714 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-05-21-4-000-002.260`

Property Details

APN / Parcel Number

Primary APN	`25-05-21-4-000-002.260`
Alternative APNs	`514008` `602408`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	998 sqft Living Area
1st Floor Area	998 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,227 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	602408
Street Address	196 FIELDS POND DR
City	MADISON
State	AL
Zip	35756-8291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 231 TOWNE LAKES SUBDIVISION PHASE 2D PB # 20100324000144980
Legal Range	02W
Legal Township	05S
Legal Section	21
Legal Subdivision	TOWNE LAKES SUBDIVISION
Legal Phase	2D
Legal Lot Number	231
Jurisdiction	MADISON AL
Township / Civil Division	TRIANA
Census Block Group	2
Census Block	2010
Census Tract	11203

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4528 MARTIN ST, UNION CITY, CA 94587-5632
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jun 10, 2020	Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Book / Page	2022 / 48211
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Oct 7, 2022
Property Address	196 FIELDS POND DR, MADISON, AL 35756-8291
Document Number	0000048211
Book / Page	2022 / 48211
Map Reference	DOC20100324000144980
Instrument Date	Sep 27, 2022
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12060 COUNTY LINE RDJ, MADISON, AL 35756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4528 MARTIN ST, UNION CITY, CA 94587-5632

Mortgage

Document Number	MTG2022239959
Date	Oct 7, 2022
Instrument	MTG 2022/239959

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	1-Year T-Bill
Margin	3
Max Rate	11.2%

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Jun 10, 2020
Property Address	196 FIELDS POND DR, MADISON, AL 35756-8291
Document Number	0000040747
Map Reference	DOC20100324000144980
Instrument Date	Jun 2, 2020
Instrument	2020-00040747
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ADM TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 LARRY DR, MADISON, AL 35758-1115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	196 FIELDS POND DR, MADISON, AL 35756-8291

Mortgage

Document Number	0000040748
Date	Jun 10, 2020
Instrument	2020-00040748

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Triana City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,714.00 (+1.59%)
2025	$3,656.00 (+109.27%)	$59,460 (+103.63%) Land $10,000 Building $49,460	$297,300 (+1.85%) Land $50,000 Building $247,300
2023	$1,747.00 (+41.8%) Homeowner's exemption	$29,200 (+40.25%) Land $5,000 Building $24,200	$291,900 (+40.34%) Land $50,000 Building $241,900
2022	$1,232.00 Homeowner's exemption	$20,820 Land $3,260 Building $17,560	$208,000 Land $32,500 Building $175,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIANA WATER WORKS serves 7,038 people · EPA ID AL0000905
Water Source	Purchased surface water from HUNTSVILLE UTILITIES WATER DEPT.
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250

196 Fields Pond Dr, Madison, AL 35756 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Fields Pond Dr

Nearby Streets

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