196 Field St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 196 Field St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,585 sqft · built 1812
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$417,000 (Aug 2024)
Tax Bill	$7,255 (2026)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-3802`

Property Details

APN / Parcel Number

Primary APN	`001-3802`
Alternative APNs	`NAUG M:449-104W32` `NAUG M:001 L:3802` `AG11 104W32 A` `1-3802`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	3,643 sqft
1st Floor Area	1,132 sqft
Basement Area	1,132 sqft
Unfinished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1812
Effective Year Built	Effective 1812
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1-3802
Street Address	196 FIELD ST
City	NAUGATUCK
State	CT
Zip	06770-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DD
Legal Lot Number	3802
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1005
Census Tract	345400

Owner

196 Field St is owned and occupied by two individuals who bought it in August 2024.

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 FIELD ST, NAUGATUCK, CT 06770-2629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2020	Trustee's Deed, Transfer · Conventional Mortgage GET A RATE LLC
Mar 27, 2019	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Sep 28, 2020 · Amount on File
Deed Document Number	20242197
Deed Book / Page	1144 / 207
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 19, 2024
Property Address	196 FIELD ST, NAUGATUCK, CT 06770-2629
Document Number	001144-207
Book / Page	1144 / 207
Instrument Date	Aug 19, 2024
Instrument	20242197
Transaction Type	Transfer
Record Updated	Sep 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020242198
Date	Aug 19, 2024
Instrument	2024-2198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Sep 28, 2020
Property Address	196 FIELD ST, NAUGATUCK, CT 06770-2629
Document Number	1054-729
Book / Page	001054 / 000729
Instrument Date	Sep 21, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 FIELD ST NAUGATUCK CT 067702629, NAUGATUCK, CT 06770-2629

Mortgage

Document Number	1054-732
Date	Sep 28, 2020
Book Page	001054/000732

Lender

Name	GET A RATE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 27, 2019
Property Address	196 FIELD ST, NAUGATUCK, CT 06770-2629
Document Number	1025-107
Book / Page	001025 / 000107
Instrument Date	Mar 27, 2019
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 FIELD ST NAUGATUCK CT 067702629, NAUGATUCK, CT 06770-2629

Tax Assessment & Valuation

The 2026 property tax bill for 196 Field St was $7,255, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,255.00 (+1.62%)	$179,410 (-) Land $39,480 Building $139,930	$381,308 (+203.62%)
2025	$7,139.00	$179,410 Land $39,480 Building $139,930	$125,587 Land $27,636 Building $97,951
2024	$7,139.00 (-9.92%)
2023	$7,925.00 (+32.77%)	$177,100 (+41.67%) Land $39,480 Building $137,620
2022	$5,969.00	$125,010 Land $41,880 Building $83,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 196 Field St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Field St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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