196 Elm St, Struthers, OH 44471 Property Records

Mahoning County property record for 196 Elm St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1945
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$114,900 (Jul 2026)
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-007-0-038.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-007-0-038.00-0`
Alternative APN	`00015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	852 sqft
Upper Floors Area	264 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	208 sqft
Deck Area	230 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	196 ELM ST
City	STRUTHERS
State	OH
Zip	44471-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2017 50 X 140 ELM
Legal Subdivision	ELM
Legal Lot Number	2017
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	1
Census Block	1015
Census Tract	810600

Owner

Source: Mahoning County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 ELM ST, STRUTHERS, OH 44471-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	May 25, 2001 · Amount on Record
Deed Document Number	202615968
Deed Book / Page	6751 / 1413
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jul 16, 2026
Property Address	196 ELM ST, STRUTHERS, OH 44471-1806
Document Number	0000015968
Book / Page	6751 / 1413
Instrument Date	Jul 2, 2026
Instrument	202615968
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	TITLE AGENCY, MILL CREEK TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11,604.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 ELM ST, STRUTHERS, OH 44471-1806

Mortgage

Document Number	0000015969,
Date	Jul 16, 2026
Instrument	202615969

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00	$24,760 (-) Land $3,400 Building $21,360	$70,740 (-) Land $9,720 Building $61,020
2024	$1,031.00 (+1.68%)	$24,760 (-) Land $3,400 Building $21,360
2023	$1,014.00 (+18.46%)	$24,760 (+56.51%) Land $3,400 Building $21,360	$70,740 (+56.54%) Land $9,720 Building $61,020
2022	$856.00	$15,820 Land $3,480 Building $12,340	$45,190 Land $9,940 Building $35,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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