Watauga County property record for 196 Elk Creek Rd, Deep Gap, NC 28618
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,840 sqft · built 2003 |
| Lot Size | 14.6 acres (638,590 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,025 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 2940-09-4653-000 |
| Primary APN | 2940-09-4653-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,840 sqft Living Area |
| 1st Floor Area | 2,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 638,590 sqft (14.6 acres) |
| Porch | Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 1785637 |
|---|---|
| Street Address | 196 ELK CREEK RD |
| City | DEEP GAP |
| State | NC |
| Zip | 28618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | ELK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 920702 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2381, BOONE, NC 28607-0695 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Oct 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 23, 2018 |
| Transfer Doc | 0019990087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 196 ELK CREEK RD, DEEP GAP, NC 28618 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022900051 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 2290/51 |
| Instrument | 722975 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | BOONE, NC 28607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 25, 2018 |
| Property Address | 196 ELK CREEK RD, DEEP GAP, NC 28618 |
| Document Number | 0019990087 |
| Book / Page | 001999 / 000087 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 673593 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 2381 BOONE NC 286072381, BOONE, NC 28607-2381 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $722,100 (-) Land $172,600 Building $549,500 | ||
| 2025 | $3,025.00 (+0.4%) | $722,100 (-) Land $172,600 Building $549,500 | |
| 2024 | $3,013.00 | $722,100 Land $172,600 Building $549,500 | |
| 2023 | $722,100 Land $172,600 Building $549,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Skyline Telephone.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures