196 Eldridge St, Cranston, RI 02910 Property Records

Cranston City property record for 196 Eldridge St, Cranston, RI 02910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1931
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Feb 2019)
Tax Bill	$5,187 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:6-3 L:768 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:6-3 L:768 U`
Alternative APNs	`M:6=3 L:768 U` `7150105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	3,672 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7150105
Street Address	196 ELDRIDGE ST
City	CRANSTON
State	RI
Zip	02910-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	768
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	2
Census Block	2013
Census Tract	14000

Owner

Source: Cranston City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 ELDRIDGE ST, CRANSTON, RI 02910-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit RHODE ISLAND CREDIT UNION
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SHAMROCK HOME LOANS
Nov 11, 2019	Deed of Trust, Mortgage SHAMROCK HM LNS
Feb 19, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SHAMROCK FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Prior Sale	Jun 4, 2007 · Amount on Record
Deed Book / Page	5725 / 173
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	196 ELDRIDGE ST, CRANSTON, RI 02910-1610
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007046-118
Date	Jan 6, 2026
Book Page	7046/118
Instrument	1010

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2031

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	196 ELDRIDGE ST, CRANSTON, RI 02910-1610
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6345-2
Date	Sep 27, 2021
Book Page	6345/2
Instrument	159020

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	196 ELDRIDGE ST, CRANSTON, RI 02910-1610
Document Number	5870-268
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 ELDRIDGE ST CRANSTON RI 029101610, CRANSTON, RI 02910-1610

Mortgage

Document Number	5870-268
Date	Nov 15, 2019
Book Page	005870/000268
Instrument	1115013564

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Feb 19, 2019
Property Address	196 ELDRIDGE ST, CRANSTON, RI 02910-1610
Document Number	5725-173
Book / Page	5725 / 173
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5725176
Date	Feb 19, 2019
Instrument	5725/176

Lender

Name	SHAMROCK FINANCIAL CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	5725-176
Date	Feb 19, 2019
Book Page	5725/176

Lender

Name	SHAMROCK FINANCIAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,187.00 (+10.31%)	$373,700 (+50.2%) Land $95,700 Building $278,000	$433,039
2023	$4,702.00 (+2.11%)	$248,800 (-) Land $66,000 Building $182,800
2022	$4,605.00	$248,800 Land $66,000 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2005)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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