196 Echo Dr, Chambersburg, PA 17202 Property Records

Franklin County property record for 196 Echo Dr, Chambersburg, PA 17202

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,344 sqft · built 1989
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,340 (2026)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-D9B-109`

Property Details

APN / Parcel Number

Primary APN	`10-D9B-109`
Alternative APN	`10-0D09B-109.-000000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	196 ECHO DR
City	CHAMBERSBURG
State	PA
Zip	17202-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21C
Legal Lot Number	21C
Jurisdiction	FRANKLIN PA
Township / Civil Division	GUILFORD
Census Block Group	2
Census Block	2050
Census Tract	10600

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 ECHO DR, CHAMBERSBURG, PA 17202-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 14, 2022
Transfer Doc	0000028085
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN PA
Recording Date	Dec 15, 2022
Property Address	196 ECHO DR, CHAMBERSBURG, PA 17202-3308
Document Number	0000028085
Map Reference	MB 288 PG 269
Instrument Date	Jul 26, 2021
Instrument	202228085
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	196 ECHO DR, CHAMBERSBURG, PA 17202-3308

Mortgage

Document Number	0000028086
Date	Dec 15, 2022
Instrument	202228086

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	224 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	Guilford Township
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,340.00 (+2.46%)	$26,010 (-) Land $3,000 Building $23,010
2025	$4,236.00 (+3.22%)
2024	$4,104.00 (+3.22%)	$26,010 (-) Land $3,000 Building $23,010
2023	$3,976.00	$26,010 Land $3,000 Building $23,010
			$26,010 Land $3,000 Building $23,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILFORD WATER AUTH serves 28,135 people · EPA ID PA7280038
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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