196 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 196 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,328 sqft · built 1960
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Jul 2024)
Tax Bill	$2,214 (2026)
Deeds & Mortgages	Jul 2018 Foreclosure
APN	`523200 317.8-1-58`

Property Details

APN / Parcel Number

Primary APN	`523200 317.8-1-58`
Alternative APN	`320031700800010580000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	196 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	RES&GAR 48.-1-21
Legal Block	1
Legal Lot Number	58.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	4
Census Block	4007
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 SARRO LN, SARATOGA SPRINGS, NY 12866-5518
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	20243176
Deed Book / Page	6945 / 120
Prior Transfer Date	Jun 18, 2018
Prior Transfer Doc	0057810267
Record Updated	Oct 29, 2026

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARREN NY
Recording Date	Jul 9, 2018
Property Address	196 E RIVER DR, LAKE LUZERNE, NY 12846-1902
Document Number	0000004324
Book / Page	005781 / 000267
Instrument Date	Jun 11, 2018
Instrument	4324
Transaction Type	Foreclosure
Record Updated	Aug 17, 2018
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$380.80
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	16745 W BERNARDO DRIVESUITE 30 SAN DIEGO CA 92127, SAN DIEGO, CA 92127
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,214.00 (+5.13%)
2025	$2,106.00	$100,000 (-) Land $29,000 Building $71,000	$169,500 (+25.46%) Land $49,155 Building $120,345
2023		$100,000 (-) Land $29,000 Building $71,000	$135,100 (+16.17%) Land $39,179 Building $95,921
2022		$100,000 Land $29,000 Building $71,000	$116,300 Land $33,727 Building $82,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20