196 E Main St, Pottstown, PA 19465 Property Records

Chester County property record for 196 E Main St, Pottstown, PA 19465

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,526 sqft · built 1925
Lot Size	0.074 acres (3,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Oct 2025)
Tax Bill	$368 (2026)
Deeds & Mortgages	Dec 2023 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`17-3D-120`

Property Details

APN / Parcel Number

Primary APN	`17-3D-120`
Alternative APNs	`1703D01200000` `1703D0120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,526 sqft Living Area
Basement Area	432 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,207 sqft (0.074 acres)
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	196 E MAIN ST
City	POTTSTOWN
State	PA
Zip	19465-7042
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C2
Legal Description	LOT DWG & GAR
Legal Subdivision	JOSEPH S HAWS
Jurisdiction	CHESTER PA
Township / Civil Division	NORTH COVENTRY
Census Block Group	1
Census Block	1005
Census Tract	301401

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 SAGE DR, POTTSTOWN, PA 19465-9336
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PHOENIXVILLE FEDERAL BANK & TRUST
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PHOENIXVILLE FEDERAL BANK & TRUST
Oct 6, 2025	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 17, 2018	Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	202512090743
Deed Book / Page	11458 / 2358
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	196 E MAIN ST, POTTSTOWN, PA 19465-7042
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0111461751
Date	Dec 8, 2023
Book Page	11146/1751
Instrument	12003697

Lender

Name	PHOENIXVILLE FEDERAL BANK & TRUST
Type	Bank
Address	PHOENIXVILLE, PA 19460

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 7, 2033

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	196 E MAIN ST, POTTSTOWN, PA 19465-7042
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	PATRIOT LAND TRANSFER INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0106542158
Date	Aug 25, 2021
Book Page	10654/2158
Instrument	11863170

Lender

Name	PHOENIXVILLE FEDERAL BANK & TRUST
Type	Bank
Address	PHOENIXVILLE, PA 19460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Oct 6, 2025
Property Address	196 E MAIN ST, POTTSTOWN, PA 19465-7042
Document Number	0114582358
Book / Page	11458 / 2358
Instrument Date	Sep 11, 2025
Instrument	12090743
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	PATRIOT LAND TRANSFER INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 SAGE DR, POTTSTOWN, PA 19465-9336

Mortgage

Document Number	0012090744
Date	Oct 6, 2025
Instrument	12090744

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Jul 17, 2018
Property Address	196 E MAIN ST, POTTSTOWN, PA 19465-7042
Document Number	0097780226
Book / Page	9778 / 0226
Instrument Date	Jul 13, 2018
Instrument	11618080
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SERVICES ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 E MAIN ST, POTTSTOWN, PA 19465-7042

Mortgage

Document Number	0097780230
Date	Jul 17, 2018
Book Page	9778/0230
Instrument	11618081

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	North Coventry Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$368.00 (-89.79%)	$81,770 (-) Land $16,390 Building $65,380	$85,630 (-) Land $16,390 Building $69,240
2025	$3,604.00 (+4.07%)	$81,770 (-) Land $16,390 Building $65,380
2024	$3,463.00	$81,770 Land $16,390 Building $65,380
1998			$85,630 Land $16,390 Building $69,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	192 (1979–2021)
Claims Outside the SFHA	3 of 192
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Tropical Storm Lee, Sep 2011 · 28 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 87 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COVENTRY WATER SYSTEM serves 2,907 people · EPA ID PA1150220
Water Source	Purchased surface water from POTTSTOWN BOROUGH WATER AUTH
Last State Inspection	Apr 2024

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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