196 E Main St, Cortland, OH 44410 Property Records

Trumbull County property record for 196 E Main St, Cortland, OH 44410

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,057 sqft · built 1947
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jun 2020)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-002800`

Property Details

APN / Parcel Number

Primary APN	`34-002800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,057 sqft Living Area
1st Floor Area	2,114 sqft
Basement Area	1,057 sqft
Unfinished Basement	1,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	450 ft deep x 99 ft wide
Garage Area	1,312 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	196 E MAIN ST
City	CORTLAND
State	OH
Zip	44410-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46 135.19F .856A E PT E MAIN ST
Jurisdiction	TRUMBULL OH
Township / Civil Division	CORTLAND
Census Block Group	2
Census Block	2009
Census Tract	930900

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 E MAIN ST, CORTLAND, OH 44410-1270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Nov 12, 2003 · Amount on Record
Deed Document Number	202010560
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jun 15, 2020
Property Address	196 E MAIN ST, CORTLAND, OH 44410-1270
Document Number	0000010560
Instrument Date	Jun 6, 2020
Instrument	10560
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 E MAIN ST CORTLAND OH 444101270, CORTLAND, OH 44410-1270

Mortgage

Document Number	10561
Date	Jun 15, 2020
Instrument	10561

Lender

Name	SEVEN SEVENTEEN CU
Type	Credit Union
Address	WARREN, OH 44483

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
Municipality	Cortland City
Unified School District	Lakeview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00	$50,650 (-) Land $10,190 Building $40,460
2024	$2,804.00 (+4.86%)	$50,650 (-) Land $10,190 Building $40,460
2023	$2,674.00 (+15.36%)	$50,650 (+37.41%) Land $10,190 Building $40,460	$144,700 (+37.42%) Land $29,100 Building $115,600
2022	$2,318.00	$36,860 Land $10,190 Building $26,670
2020			$105,300 Land $29,100 Building $76,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND CITY PWS serves 7,105 people · EPA ID OH7800512
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jun 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20