Lake County property record for 196 E Louis Ave, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,724 sqft · built 1967 |
| Lot Size | 0.324 acres (14,109 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $979,500 (Jun 2026) |
| Tax Bill | $13,232 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-108-026 |
| Primary APN | 16-09-108-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,724 sqft Living Area |
| Gross Area | 4,111 sqft |
| 1st Floor Area | 1,494 sqft |
| 2nd Floor Area | 1,230 sqft |
| Upper Floors Area | 1,230 sqft |
| Basement Area | 903 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,109 sqft (0.324 acres) |
| Lot Dimensions | 166 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 95 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 196 E LOUIS AVE |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H.O.STONE & COS LAKE FOREST ADD. LOT 1 BLOCK 9 |
| Legal Subdivision | H.O.STONE & COS LAKE FOREST ADD. |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 864602 |
196 E Louis Ave is owned and occupied by two individuals who bought it in June 2026.
Source: Lake County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 E LOUIS AVE, LAKE FOREST, IL 60045-2941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NYS |
| Aug 2, 2022 | Deed of Trust, Mortgage · Line of Credit LAKE FOREST BANK & TRUST CO NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Jun 1, 2004 · Amount on File |
| Deed Document Number | 20268177688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 26, 2026 |
| Property Address | 196 E LOUIS AVE, LAKE FOREST, IL 60045-2941 |
| Document Number | 0008177688 |
| Instrument Date | Jan 18, 2026 |
| Instrument | 20268177688 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2026 |
| Title Company | BURNET TITLE LLC, BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148,394.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 196 E LOUIS AVE, LAKE FOREST, IL 60045-2941 |
| Document Number | 0008177689, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20268177689 |
| Name | CITIBANK NYS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 196 E LOUIS AVE, LAKE FOREST, IL 60045-2941 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007923787 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 7923787 |
| Name | LAKE FOREST BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Address | LAKE FOREST, IL 60045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 196 E Louis Ave was $13,232 with a homeowner's exemption, up 1.4% from the year before.
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,232.00 (+1.45%) Homeowner's exemption | $238,171 (+4.84%) Land $88,233 Building $149,938 | $714,584 (+4.84%) Land $264,725 Building $449,859 |
| 2024 | $13,043.00 (+4.6%) | $227,176 (+9.66%) Land $84,160 Building $143,016 | $681,596 (+9.66%) Land $252,505 Building $429,091 |
| 2023 | $12,470.00 (+30.34%) | $207,168 (+18.53%) Land $80,768 Building $126,400 | $621,566 (+18.53%) Land $242,328 Building $379,238 |
| 2022 | $9,567.00 | $174,786 Land $76,083 Building $98,703 | $524,411 Land $228,272 Building $296,139 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 196 E Louis Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2022) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 E Louis Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures