196 E Kingston Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 196 E Kingston Rd, Inlet Beach, FL 32461 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,315 sqft · built 2007
Lot Size0.087 acres (3,790 sqft)
Owner2 Individual Names on File
Last Sale$3,250,000 (Jul 2026)
Tax Bill$19,952 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN35-3S-18-16065-047-0030

Property Details

APN / Parcel Number

Primary APN35-3S-18-16065-047-0030
Alternative APNs
  • 35-318-16065-047-0030
  • 1080340

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area2,315 sqft Living Area
Gross Area2,813 sqft
1st Floor Area1,001 sqft
FlooringWood
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area3,790 sqft (0.087 acres)
Lot Dimensions105 ft deep x 36 ft wide
Garage TypeCarport
CarportCarport
PorchFinished/Open Porch
Porch Area454 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address196 E KINGSTON RD
CityINLET BEACH
StateFL
Zip32461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 47 ROSEMARY BEACH PHASE 7A PB 14-19 OR 2437-1656 OR 2618-1779 OR 2699-4653 OR 2855-3737 OR 3221-2465 OR 3270-3026
Legal Range018
Legal Township03S
Legal Section35
Legal SubdivisionROSEMARY BEACH PHASE 7A
Legal Phase7A
Legal Block47
Legal Lot Number3
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1087
Census Tract950611

Owner

Source: Walton County records · APN 35-3S-18-16065-047-0030

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6944 MIAMI BLUFF DR, CINCINNATI, OH 45227-4435
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK
Oct 20, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Aug 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
WHITNEY BANK
Oct 20, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2026 · Amount on Record
Deed SaleJul 14, 2026 · Amount on Record
Prior SaleDec 14, 2010 · Amount on Record
Deed Document Number202628909
Deed Book / Page3405 / 3189
Prior Transfer DateAug 13, 2021
Prior Transfer Doc0032212465
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 14, 2026
Property Address196 E KINGSTON RD, INLET BEACH, FL 32461
Document Number0000028909
Book / Page3405 / 3189
Instrument DateJul 13, 2026
Instrument202628909
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyTITLE SERVICES, AQUARK TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,297,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6944 MIAMI BLUFF DR, CINCINNATI, OH 45227-4435

Mortgage

Document Number0000028910,
DateJul 14, 2026
Book Page3405/3191
Instrument202628910
Lender
NameFIFTH THIRD BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateOct 20, 2022
Property Address196 E KINGSTON RD, INLET BEACH, FL 32461
Document Number0032703026
Book / Page3270 / 3026
Map ReferenceMB 13 PG 42&42A
Instrument DateOct 18, 2022
Instrument20220046618
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address623 WOODLEIGH DR, 623, NASHVILLE, TN 37215-1126

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address623 WOODLEIGH DR, NASHVILLE, TN 37215-1126

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address196 E KINGSTON RD, INLET BEACH, FL 32461
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031162571
DateAug 30, 2019
Book Page3116/2571
Instrument20190029915
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2034

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateOct 20, 2021
Property Address196 E KINGSTON RD, INLET BEACH, FL 32461
Document Number0032212465
Book / Page3221 / 2465
Map ReferenceMB 13PG 42&42A
Instrument DateAug 13, 2021
Instrument20210052303
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1402 WOODMONT BLVD, NASHVILLE, TN 37215-1630

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$19,952.00 (+1.14%)$2,231,933 (-3.42%) Land $850,000 Building $1,381,933$2,231,933 (-3.42%) Land $850,000 Building $1,381,933
2024$19,728.00 (+6.27%)
2023$18,564.00 (+6.88%)$2,310,937 (+8.41%) Land $775,000 Building $1,535,937$2,310,937 (+8.41%) Land $775,000 Building $1,535,937
2022$17,369.00$2,131,702 Land $739,148 Building $1,392,554$2,131,702 Land $739,148 Building $1,392,554

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 846 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
891 under condo master policies
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Mediacom CommunicationsCable2,000 / 1,000
Mediacom CommunicationsFiber2,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: WOW Internet, Cable & Phone, AT&T, REV, Xfinity, Verizon, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

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