196 E Derry Rd, Chester, NH 03036 Property Records

Rockingham County and Chester Town property record for 196 E Derry Rd, Chester, NH 03036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,614 sqft · built 1999
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$254,500 (Aug 2012)
Tax Bill	$9,314 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`CHST M:001 B:099 L:000`

Property Details

APN / Parcel Number

Primary APN	`CHST M:001 B:099 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,614 sqft Living Area
Gross Area	3,832 sqft
1st Floor Area	1,212 sqft
Basement Area	732 sqft
Unfinished Basement	732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	196 E DERRY RD
City	CHESTER
State	NH
Zip	03036-4319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD RE
Legal Block	99
Jurisdiction	CHESTER TOWN NH
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1064
Census Tract	51000

Owner

Source: Rockingham County and Chester Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	196 E DERRY RD, CHESTER, NH 03036-4319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2012 · Amount on Record
Deed Sale	Aug 21, 2012 · Amount on Record
Prior Sale	Apr 11, 2006 · Amount on Record
Deed Book / Page	5347 / 2407
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TOWN NH
Property Address	196 E DERRY RD, CHESTER, NH 03036-4319
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06295-1253
Date	Jun 25, 2021
Book Page	6295/1253
Instrument	21041209

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TOWN NH
Property Address	196 E DERRY RD, CHESTER, NH 03036-4319
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06437-2887
Date	Sep 12, 2022
Book Page	6437/2887
Instrument	22039120

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rockingham County and Chester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Chester Town
Elementary School District	Chester School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,314.00 (+11.36%)	$551,100 (+52.87%) Land $152,400 Building $398,700
2024			$536,085
2023	$8,364.00 (+8.41%)	$360,500 (-) Land $101,600 Building $258,900
2022	$7,715.00	$360,500 Land $101,600 Building $258,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2006–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Granite State Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Derry Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures