Berkeley County property record for 196 Cypress Forest Dr, Moncks Corner, SC 29461
| Property Type | Single Family Home |
|---|---|
| Details | 1,728 sqft · built 2015 |
| Lot Size | 0.239 acres (10,413 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Jun 2022) |
| Tax Bill | $1,460 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-06-02-019 |
| Primary APN | 196-06-02-019 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,728 sqft Finished Area |
| Gross Area | 2,127 sqft |
| 1st Floor Area | 756 sqft |
| 2nd Floor Area | 972 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Roof Material | Asphalt |
| Lot Area | 10,413 sqft (0.239 acres) |
| Garage Area | 399 sqft |
| Porch | Slab |
| Porch Area | 15 sqft |
| Patio Area | 120 sqft |
| Street Address | 196 CYPRESS FOREST DR |
|---|---|
| City | MONCKS CORNER |
| State | SC |
| Zip | 29461-8441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 82 - PH 2-B |
| Legal Subdivision | CYPRESS RIDGE |
| Legal Lot Number | 82 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20707 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 CYPRESS FOREST DR, MONCKS CORNER, SC 29461-8441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Mar 5, 2019 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Mar 5, 2019 · Amount on Record |
| Deed Document Number | 202225175 |
| Deed Book / Page | 4288 / 312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jun 23, 2022 |
| Property Address | 196 CYPRESS FOREST DR, MONCKS CORNER, SC 29461-8441 |
| Document Number | 04288/0312 |
| Book / Page | 4288 / 312 |
| Map Reference | CAB N PG 104P-106P |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022025175 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $871.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 196 CYPRESS FOREST DR, MONCKS CORNER, SC 29461-8441 |
| Document Number | 2022025176 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022025176 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.62% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 196 CYPRESS FOREST DR, MONCKS CORNER, SC 29461-8441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3404/0459 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 3404/459 |
| Instrument | 2020022695 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Mar 5, 2019 |
| Property Address | 196 CYPRESS FOREST DR, MONCKS CORNER, SC 29461-8441 |
| Document Number | 02964/0945 |
| Book / Page | 2964 / 0945 |
| Map Reference | CAB N PG 104P-106P |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2019006989 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 CYPRESS FOREST DR, MONCKS CORNER, SC 29461-8441 |
| Document Number | 2019006990 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 2019006990 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,700 (+2,4%) Land $90,000 Building $253,700 | $343,700 (-) Land $90,000 Building $253,700 | |
| 2025 | $1,460.00 (+4.14%) | $13,748 (-) Land $3,600 Building $10,148 | $343,700 (-) Land $90,000 Building $253,700 |
| 2024 | $1,402.00 (+28.98%) Homeowner's exemption | $13,748 (+6.18%) Land $3,600 Building $10,148 | $343,700 (+6.18%) Land $90,000 Building $253,700 |
| 2022 | $1,087.00 Homeowner's exemption | $12,948 Land $2,800 Building $10,148 | $323,700 Land $70,000 Building $253,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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