Trigg County property record for 196 Cunningham Ave, Cadiz, KY 42211
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,493 sqft |
| Lot Size | 66 acres (2,874,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,000 (May 2017) |
| Tax Bill | $958 (2025) |
| Deeds & Mortgages | Apr 2014 Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-8-6-19 |
| Primary APN | C-8-6-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,493 sqft Living Area |
| Basement Area | 1,376 sqft |
| Unfinished Basement | 1,376 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,874,960 sqft (66 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Heating Fuel | Gas |
| Street Address | 196 CUNNINGHAM AVE |
|---|---|
| City | CADIZ |
| State | KY |
| Zip | 42211-7962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NUNN EXT 66A |
| Legal Subdivision | NUNN BROTHERS SUBDIVISION |
| Legal Lot Number | 66A |
| Jurisdiction | TRIGG KY |
| Township / Civil Division | CADIZ |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 970202 |
196 Cunningham Ave is owned and occupied by an individual who bought it in May 2017.
Source: Trigg County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 196 CUNNINGHAM AVE, CADIZ, KY 42211-7962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2014 | Deed of Trust, Mortgage · Conventional Mortgage FNB BANK INC |
| Jan 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 9, 2011 | Deed of Trust, Mortgage BANK OF CADIZ & TRUST CO |
| May 23, 2017 | Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on File |
| Deed Sale | May 23, 2017 · Amount on File |
| Deed Book / Page | 293 / 644 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 196 CUNNINGHAM AVE, CADIZ, KY 42211-7962 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000318/096 |
|---|---|
| Date | Apr 11, 2014 |
| Book Page | 318/096 |
| Name | FNB BANK INC |
|---|---|
| Address | MAYFIELD, KY 42066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 196 CUNNINGHAM AVE, CADIZ, KY 42211-7962 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 196 CUNNINGHAM AVE, CADIZ, KY 42211-7962 |
| Document Number | 00M410/648 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | M410/648 |
| Instrument | 298707 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 293 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 196 CUNNINGHAM AVE, CADIZ, KY 42211-7962 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000294/219 |
|---|---|
| Date | Dec 9, 2011 |
| Book Page | 294/219 |
| Name | BANK OF CADIZ & TRUST CO |
|---|---|
| Address | CADIZ, KY 42211 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Dec 7, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TRIGG KY |
| Recording Date | May 23, 2017 |
| Property Address | 196 CUNNINGHAM AVE, CADIZ, KY 42211-7962 |
| Document Number | 000293/644 |
| Book / Page | 293 / 644 |
| Map Reference | MB 1 PG 597 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 PLOMER CLARK RD, CADIZ, KY 42211-7453 |
| Name | Verified Name |
|---|---|
| Address | 196 CUNNINGHAM AVE, CADIZ, KY 42211-7962 |
| Document Number | 0000348576 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 348/576 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 196 Cunningham Ave was $958.
Source: Trigg County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Cadiz City |
| County | Trigg County |
| Unified School District | Trigg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $958.00 | $110,000 | $110,000 |
| 2023 | $1,048.00 | $110,000 | $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Cunningham Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 196 Cunningham Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CADIZ MUNICIPAL WATER CO serves 6,165 people · EPA ID KY1110054 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| energynet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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