196 Cuivre Parc, Troy, MO 63379 Property Records

Lincoln County property record for 196 Cuivre Parc, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,033 sqft · built 1995
Lot Size	3.44 acres (149,846 sqft)
Owner	2 Individual Names on File
Last Sale	$381,900 (May 2018)
Tax Bill	$3,719 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-21-000-000-012.028`

Property Details

APN / Parcel Number

Primary APN	`14-50-21-000-000-012.028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,033 sqft Living Area
Basement Area	2,033 sqft
Unfinished Basement	2,033 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	149,846 sqft (3.44 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Street Address	196 CUIVRE PARC
City	TROY
State	MO
Zip	63379-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 CUIVRE PARC
Legal Range	01E
Legal Township	49N
Legal Section	21
Legal Subdivision	CUIVRE PARC
Legal Lot Number	8
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3016
Census Tract	810309

Owner

196 Cuivre Parc is owned and occupied by two individuals who bought it in May 2018.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	196 CUIVRE PARC, TROY, MO 63379-5403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
May 7, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Prior Sale	Sep 15, 2015 · Amount on File
Deed Document Number	20183815
Deed Book / Page	2422 / 453
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	196 CUIVRE PARC, TROY, MO 63379-5403
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002496/456
Date	Dec 21, 2023
Book Page	2496/456
Instrument	2023009716

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	196 CUIVRE PARC, TROY, MO 63379-5403
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CUIVRE PARC, TROY, MO 63379-5403

Mortgage

Document Number	002470/380
Date	Sep 29, 2021
Book Page	2470/380
Instrument	2021012951

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	196 CUIVRE PARC, TROY, MO 63379-5403
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002444/872
Date	Mar 24, 2020
Book Page	2444/872
Instrument	2020002879

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 7, 2018
Property Address	196 CUIVRE PARC, TROY, MO 63379-5403
Document Number	2422/0453
Book / Page	2422 / 0453
Instrument Date	May 1, 2018
Instrument	2018003815
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4514 PARKWOOD CIR, 4514, OSAGE BEACH, MO 65065-3191

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	196 PARK RD # CU9IVRE, CU9IVRE, TROY, MO 63379-5728

Mortgage

Document Number	2018003816
Date	May 7, 2018
Instrument	2018003816

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 196 Cuivre Parc was $3,719.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,847 (-) Land $8,223 Building $52,624
2025	$3,719.00	$60,847 Land $8,223 Building $52,624	$320,250 Land $43,280 Building $276,970
2023	$3,438.00 (+5.75%)	$55,491 Land $6,262 Building $49,229	$292,060 Land $32,960 Building $259,100
2022	$3,251.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 196 Cuivre Parc in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Cuivre Parc is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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