Penobscot County and Stetson Town property record for 196 Cross Rd, Stetson, ME 04488 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 50,530 sqft (1.16 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,144.00 (2025) |
Source: Penobscot County and Stetson Town records · APN STET M:012 L:003-07
Assessment roll updated July 30, 2026 · Last verified August 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 CROSS RD, STETSON, ME 04488-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STETSON ME |
| Property Address | 196 CROSS RD, STETSON, ME 04488-3105 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0169440314 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 16944/314 |
| Instrument | 22555 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2038 |
Source: Penobscot County and Stetson Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Stetson Town |
| Unified School District | School Administrative District 64 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,144.00 (-15.76%) | $67,900 (-) Land $29,200 Building $38,700 | |
| 2020 | $1,358.00 | $67,900 Land $29,200 Building $38,700 | $121,600 |
Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | STET M:012 L:003-07 |
|---|---|
| Alternative APN |
|
| Lot Area | 50,530 sqft (1.16 acres) |
|---|
| Account Number | 315 |
|---|---|
| Street Address | 196 CROSS RD |
| City | STETSON |
| State | ME |
| Zip | 04488-3105 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | CROSS ROAD SUB |
| Legal Lot Number | 3-7 |
| Jurisdiction | STETSON ME |
| Minor Civil Division | STETSON |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 13500 |
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