196 Creekside Dr, Ellijay, GA 30540 Property Records

Gilmer County property record for 196 Creekside Dr, Ellijay, GA 30540

Property Summary

Property Type	Mobile Home
Details	3 ba · 1,568 sqft · built 2002
Lot Size	2.05 acres (89,734 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Oct 2021)
Tax Bill	$270 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3055D 015`

Property Details

APN / Parcel Number

Primary APN	`3055D 015`
Alternative APN	`30313`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,568 sqft Gross Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2002
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	89,734 sqft (2.05 acres)
Porch	Open Porch
Deck Area	16 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30313
Street Address	196 CREEKSIDE DR
City	ELLIJAY
State	GA
Zip	30540-7466
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	LT 15 CREEKSIDE ESTATES S/D
Legal Subdivision	CREEKSIDE ESTATES
Legal Phase	1
Legal Lot Number	15
Jurisdiction	GILMER GA
Township / Civil Division	CARTERS LAKE
Census Block Group	2
Census Block	2031
Census Tract	80401

Owner

196 Creekside Dr, a mobile home, is owned by two individuals who bought it in October 2021.

Source: Gilmer County records, as of February 19, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	70 ARABIAN CT, JASPER, GA 30143-6960
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage NATION STAR MORTGAGE
Oct 26, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCE
Feb 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
May 16, 2019	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS
Dec 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Dec 4, 2017 · Amount on File
Deed Document Number	0002439318
Deed Book / Page	2169 / 432
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	2019-001174
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	196 CREEKSIDE DR, ELLIJAY, GA 30540-7466
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002080/28
Date	Jan 10, 2018
Book Page	2080/28
Instrument	000188

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	196 CREEKSIDE DR, ELLIJAY, GA 30540-7466
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CREEKSIDE DR, ELLIJAY, GA 30540-7466

Mortgage

Document Number	0000002326/0000000060
Date	Dec 29, 2020
Book Page	0000002326/0000000060
Instrument	008054

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	196 CREEKSIDE DR, ELLIJAY, GA 30540-7466
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CREEKSIDE DR, ELLIJAY, GA 30540-7466

Mortgage

Document Number	0000002439/0000000320
Date	Oct 26, 2021
Book Page	0000002439/0000000320

Lender

Name	AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	196 CREEKSIDE DR, ELLIJAY, GA 30540-7466
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CREEKSIDE DR, ELLIJAY, GA 30540-7466

Mortgage

Document Number	0000002576/0000000049
Date	Feb 2, 2023
Book Page	0000002576/0000000049

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2028

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 16, 2019
Property Address	196 CREEKSIDE DR, ELLIJAY, GA 30540-7466
Document Number	002169/432
Book / Page	2169 / 432
Instrument Date	May 16, 2019
Instrument	2019-001174
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CREEKSIDE DR, ELLIJAY, GA 30540-7466

Mortgage

Document Number	0000002169/0000000435
Date	May 20, 2019
Book Page	0000002169/0000000435
Instrument	002826

Lender

Name	ZILLOW HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Dec 4, 2017
Property Address	196 CREEKSIDE DR, ELLIJAY, GA 30540-7466
Document Number	0002080/26
Book / Page	2080 / 26
Instrument Date	Dec 4, 2017
Instrument	2017-003004
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CREEKSIDE DR, ELLIJAY, GA 30540-7466

Tax Assessment & Valuation

The 2025 property tax bill for 196 Creekside Dr was $270.

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$270.00	$17,524 Land $6,000 Building $11,524	$43,810 Land $15,000 Building $28,810
2023	$259.00 (-1.89%)	$16,254 (+8.17%) Land $4,600 Building $11,654	$40,635 (+8.17%) Land $11,500 Building $29,135
2022	$264.00	$15,027 Land $3,800 Building $11,227	$37,567 Land $9,500 Building $28,067

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 196 Creekside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Creekside Dr is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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