Hill County property record for 196 Creek Dr, Whitney, TX 76692
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,310 sqft · built 2009 |
| Lot Size | 0.431 acres (18,774 sqft) |
| Owner | Company Name on File |
| Last Sale | $209,000 (Sep 2016) |
| Tax Bill | $6,363 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2016 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19512-13000-00000-183000 |
| Primary APN | 19512-13000-00000-183000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,310 sqft Living Area |
| Gross Area | 4,414 sqft |
| 1st Floor Area | 1,804 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Lot Area | 18,774 sqft (0.431 acres) |
| Lot Dimensions | 100 ft deep x 188 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19512-13000-00000-183000 |
|---|---|
| Street Address | 196 CREEK DR |
| City | WHITNEY |
| State | TX |
| Zip | 76692-7536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOMA ALTA LT 182A & 183 |
| Legal Subdivision | LOMA ALTA |
| Legal Lot Number | 183 |
| Jurisdiction | HILL TX |
| Township / Civil Division | WHITNEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 960400 |
196 Creek Dr is owned by a company that bought it in September 2016.
Source: Hill County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 7, 2016 | Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 20, 2012 | Warranty Deed, Transfer MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC |
| Jan 23, 2006 | Warranty Deed, Transfer |
| Sep 16, 2005 | Warranty Deed, Transfer MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2016 · Amount on File |
| Deed Sale | Sep 7, 2016 · Amount on File |
| Deed Document Number | 201683269 |
| Deed Book / Page | 1879 / 838 |
| Prior Transfer Date | Jan 3, 2014 |
| Prior Transfer Doc | 0000063496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILL TX |
| Recording Date | Apr 24, 2026 |
| Property Address | 196 CREEK DR, WHITNEY, TX 76692-7536 |
| Document Number | 0000174452 |
| Book / Page | 2434 / 367 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026174452 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | EASTLAND TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000174452, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 2434/367 |
| Instrument | 2026174452 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HILL TX |
| Recording Date | Sep 7, 2016 |
| Property Address | 196 CREEK DR, WHITNEY, TX 76692-7536 |
| Document Number | 001879/838 |
| Book / Page | 1879 / 838 |
| Map Reference | SL A-230 |
| Instrument Date | Sep 2, 2016 |
| Instrument | 00083269 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 CREEK DR, WHITNEY, TX 76692-7536 |
| Investor | Possibly a Property Investor |
| Document Number | 0000083270 |
|---|---|
| Date | Sep 7, 2016 |
| Instrument | 00083270 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILL TX |
| Recording Date | Jan 20, 2012 |
| Property Address | 196 CREEK DR, WHITNEY, TX 76692-7536 |
| Document Number | 001700/594 |
| Book / Page | 1700 / 594 |
| Map Reference | SL A-230 |
| Instrument Date | Jan 20, 2012 |
| Instrument | 00048480 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 422 SE DALLAS ST, GRAND PRAIRIE, TX 75051-1940 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 20313, AMARILLO, TX 79114-2313 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILL TX |
| Recording Date | Jan 23, 2006 |
| Property Address | 196 CREEK DR, WHITNEY, TX 76692-7536 |
| Document Number | 001390/291 |
| Book / Page | 1390 / 291 |
| Map Reference | MB162 PG126 |
| Instrument Date | Jan 12, 2006 |
| Instrument | 000764 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2558, WHITNEY, TX 76692-5558 |
| Name | Verified Name |
|---|---|
| Address | 422 SE DALLAS ST, GRAND PRAIRIE, TX 75051-1940 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILL TX |
| Recording Date | Sep 16, 2005 |
| Property Address | 196 CREEK DR, WHITNEY, TX 76692-7536 |
| Document Number | 001369/056 |
| Book / Page | 1369 / 056 |
| Map Reference | MB162 PG126 |
| Instrument Date | Sep 10, 2005 |
| Instrument | 008942 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2209 MCDOWELL DR, EULESS, TX 76039-4226 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2558, WHITNEY, TX 76692-5558 |
The 2026 property tax bill for 196 Creek Dr was $6,363, up 174.6% from the year before.
Source: Hill County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hill County |
| Unified School District | Whitney Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,363.00 (+174.62%) | $411,220 (+5.81%) Land $38,000 Building $373,220 | $411,220 (+5.81%) Land $38,000 Building $373,220 |
| 2025 | $2,317.00 | $388,640 Land $22,800 Building $365,840 | $388,640 Land $22,800 Building $365,840 |
| 2023 | $357,180 Land $20,900 Building $336,280 | $357,180 Land $20,900 Building $336,280 | |
| 2022 | $1,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Creek Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 48% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR CREEK WATER SYSTEM private · serves 3,720 people · EPA ID TX1090012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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