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196 Cooper Bay Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 196 Cooper Bay Ct, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,216 sqft · built 2012
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$396,000 (Aug 2021)
Tax Bill$6,481 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN026551-2940

Property Details

APN / Parcel Number

Primary APN026551-2940

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,216 sqft Living Area
Gross Area2,807 sqft
1st Floor Area1,854 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area237 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address196 COOPER BAY CT
CitySAINT AUGUSTINE
StateFL
Zip32092-3201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description63/1-13 GLEN ST JOHNS PH 1 LOT 294 OR5356/1526
Legal Range28E
Legal Township05S
Legal Section29
Legal SubdivisionGLEN ST. JOHNS PHASE 1
Legal Phase1
Legal Block1
Legal Lot Number294
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2008
Census Tract20908

Owner

Source: St. Johns County records · APN 026551-2940

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address196 COOPER BAY CT, SAINT AUGUSTINE, FL 32092-3201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleJun 04, 2012 · Amount on Record
Deed Document Number202195934
Deed Book / Page5356 / 1526
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 31, 2021
Property Address196 COOPER BAY CT, SAINT AUGUSTINE, FL 32092-3201
Document Number0053561526
Book / Page5356 / 1526
Map ReferenceMB 63 PG 1-13
Instrument DateAug 24, 2021
Instrument2021095934
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,772.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address57 HUFFNER HILL CIR, ST AUGUSTINE, FL 32092-2920

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 COOPER BAY CT, SAINT AUGUSTINE, FL 32092-3201

Mortgage

Document Number0053561528
DateAug 31, 2021
Instrument5356/1528
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$367,529 (-5.37%) Land $100,000 Building $267,529$367,529 (-5.37%) Land $100,000 Building $267,529
2025$6,481.00 (+7.44%) Homeowner's exemption$388,394 (+0.73%)$388,394 (-0.8%) Land $112,000 Building $276,394
2024$6,032.00 (+4%) Homeowner's exemption$385,577 (+3%)$391,522 (+3.67%) Land $110,000 Building $281,522
2023$5,800.00 (+5.21%) Homeowner's exemption$374,347 (+3%)$377,666 (+3.91%) Land $105,000 Building $272,666
2022$5,513.00 Homeowner's exemption$363,444$363,444 Land $89,600 Building $273,844

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 103 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 746 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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