196 Colonel Hampton Ct, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 196 Colonel Hampton Ct, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,303 sqft · built 2006
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Feb 2026)
Tax Bill	$3,252 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1628959`

Property Details

APN / Parcel Number

Primary APN	`1628959`
Alternative APN	`39937`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,303 sqft Heated Area
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)
Garage Area	473 sqft

Exterior Amenities

Porch	Slab
Porch Area	39 sqft
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	196 COLONEL HAMPTON CT
City	RUTHERFORDTON
State	NC
Zip	28139-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILBERTOWN LO:18 PH:3 PL:20-72
Legal Subdivision	GILBERTOWN ESTATES
Legal Lot Number	18
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1002
Census Tract	960502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gilbert Town Historic District listed 2006 · 3 contributing resources · NRIS 06000726

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rutherford County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 COLONEL HAMPTON CT, RUTHERFORDTON, NC 28139-7804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 2, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	2026
Deed Book / Page	2099 / 2104
Prior Transfer Date	Feb 25, 2011
Prior Transfer Doc	0010190593
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 3, 2026
Property Address	196 COLONEL HAMPTON CT, RUTHERFORDTON, NC 28139-7804
Document Number	0020992104
Book / Page	2099 / 2104
Map Reference	MB 20 PG 72
Instrument Date	Jan 12, 2026
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 MAPLE ST APT 17, 17, RUTHERFORDTON, NC 28139-2872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 COLONEL HAMPTONS CT, RUTHERFORDTON, NC 28139-7804
Investor	Possibly a Property Investor

Mortgage

Document Number	0020992108
Date	Feb 3, 2026
Book Page	2099/2108

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 2, 2020
Property Address	196 COLONEL HAMPTON CT, RUTHERFORDTON, NC 28139-7804
Document Number	0020400027
Book / Page	2040 / 27
Map Reference	MB 20 PG 72
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 QUAIL RIDGE BLVD, 614, LAKE LURE, NC 28746-6206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 COLONEL HAMPTON CT, RUTHERFORDTON, NC 28139-7804

Mortgage

Document Number	0000204029
Date	Dec 2, 2020
Instrument	2040/29

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	196 COLONEL HAMPTON CT, RUTHERFORDTON, NC 28139-7804
Document Number	0012690799
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 COLONEL HAMPTON CT RUTHERFORDTON NC 281397804, RUTHERFORDTON, NC 28139-7804

Mortgage

Document Number	0012690799
Date	Mar 9, 2018
Book Page	001269/000799
Instrument	8124

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,252.00 (+12.72%)	$578,900 (-) Land $20,500 Building $558,400	$578,900 (-) Land $20,500 Building $558,400
2023		$578,900 Land $20,500 Building $558,400	$578,900 Land $20,500 Building $558,400
2022	$2,885.00
2021	$2,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: Verizon, Vyve Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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