196 Cole Rd, Morristown, TN 37814 Property Records

Hamblen County property record for 196 Cole Rd, Morristown, TN 37814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,696 sqft · built 1940
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Apr 2024)
Tax Bill	$820 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2024 Sale & Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`024-097.00`

Property Details

APN / Parcel Number

Primary APN	`024-097.00`
Alternative APNs	`0102402409700` `032024 09700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	217 ft deep x 220 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	210 sqft
Deck Area	160 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	196 COLE RD
City	MORRISTOWN
State	TN
Zip	37814-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTIN JENNIFER PROP PB: M PG: 173 LOT: 2 220.25 X 217.16
Legal Subdivision	MARTIN JENNIFER PROP
Legal Lot Number	2
Jurisdiction	HAMBLEN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	100500

Owner

196 Cole Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Hamblen County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	196 COLE RD, MORRISTOWN, TN 37814-2105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 12, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Prior Sale	Feb 19, 2021 · Amount on File
Deed Document Number	202434776
Deed Book / Page	2077 / 612
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0000007580
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	196 COLE RD, MORRISTOWN, TN 37814-2105
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002077630
Date	Apr 12, 2024
Book Page	2077/630
Instrument	24034778

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	770 THE CITY DR S STE 1100, ORANGE, CA 92868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Apr 12, 2024
Property Address	196 COLE RD, MORRISTOWN, TN 37814-2105
Document Number	0002077612
Book / Page	2077 / 612
Map Reference	CAB M SL 173
Instrument Date	Apr 10, 2024
Instrument	24034776
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,143.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 COLE RD, MORRISTOWN, TN 37814-2105

Mortgage

Document Number	0024034778
Date	Apr 12, 2024
Instrument	24034778

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Feb 19, 2021
Property Address	196 COLE RD, MORRISTOWN, TN 37814-2105
Document Number	0001890596
Book / Page	1890 / 596
Map Reference	CAB M SL 173
Instrument Date	Feb 16, 2021
Instrument	21001531
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5025 WOODBINE ST, 5025, MORRISTOWN, TN 37813-1087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 FANCHER RD, NEWPORT, TN 37821-6680

Mortgage

Document Number	0021001532
Date	Feb 19, 2021
Instrument	21001532

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Feb 19, 2021
Property Address	196 COLE RD, MORRISTOWN, TN 37814-2105
Document Number	0001890596
Book / Page	1890 / 596
Map Reference	CAB M SL 173
Instrument Date	Feb 16, 2021
Instrument	21001531
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5025 WOODBINE ST, MORRISTOWN, TN 37813-1087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 FANCHER RD, NEWPORT, TN 37821-6680
Investor	Possibly a Property Investor

Mortgage

Document Number	0021001532
Date	Feb 19, 2021
Instrument	21001532

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Feb 17, 2020
Property Address	196 COLE RD, MORRISTOWN, TN 37814-2105
Document Number	1833287
Book / Page	001833 / 000287
Instrument Date	Feb 17, 2020
Instrument	1291
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$229.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5025 WOODBINE ST MORRISTOWN TN 378131087, MORRISTOWN, TN 37813-1087

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMBLEN TN
Recording Date	Mar 21, 2018
Property Address	196 COLE RD, MORRISTOWN, TN 37814-2105
Document Number	1744611
Book / Page	001744 / 000611
Instrument Date	Mar 9, 2018
Instrument	1897
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	742 PRITCHARD DR MORRISTOWN TN 378131961, MORRISTOWN, TN 37813-1961

Tax Assessment & Valuation

The 2025 property tax bill for 196 Cole Rd was $820.

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Municipality	Morristown City
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$820.00	$62,600 Land $7,000 Building $55,600	$250,400 Land $28,000 Building $222,400
2023		$36,750 (-) Land $3,200 Building $33,550
2022	$1,161.00	$36,750 Land $3,200 Building $33,550	$147,000 Land $12,800 Building $134,200
2020			$147,000 Land $12,800 Building $134,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 196 Cole Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Cole Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISTOWN UTILITIES COMMISSION serves 39,883 people · EPA ID TN0000474
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MUSFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Trilight.

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