196 Coburn St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 196 Coburn St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,643 sqft · built 1925
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,500 (Sep 2017)
Tax Bill	$5,019 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B00860`

Property Details

APN / Parcel Number

Primary APN	`B00860`
Alternative APNs	`LOWE M:174 B:1370 L:196` `M:000174 T:B00860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,643 sqft Living Area
Gross Area	2,788 sqft
1st Floor Area	921 sqft
Basement Area	903 sqft
Unfinished Basement	903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	B00860
Street Address	196 COBURN ST
City	LOWELL
State	MA
Zip	01850-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	1370
Legal Lot Number	196
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3007
Census Tract	310300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 COBURN ST, LOWELL, MA 01850-1944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 15, 2017	Quit Claim Deed, Transfer · FHA Mortgage HOME LN & INVEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Prior Sale	Oct 21, 1991 · Amount on Record
Deed Book / Page	31470 / 77
Transfer Doc	0031470-77
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	196 COBURN ST, LOWELL, MA 01850-1944
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037673-171
Date	Feb 13, 2023
Book Page	37673/171
Instrument	3833

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Mar 1, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 15, 2017
Property Address	196 COBURN ST, LOWELL, MA 01850-1944
Document Number	31470-77
Book / Page	31470 / 77
Instrument	40996
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	196 COBURN ST, LOWELL, MA 01850-1944

Mortgage

Document Number	314700081
Date	Sep 15, 2017
Instrument	31470/0081

Lender

Name	HOME LN & INVEST BK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,019.00 (+6.36%)	$442,200 (+7.57%) Land $129,400 Building $312,800	$483,746 (+8.5%)
2025	$4,719.00 (+5.85%)	$411,100 (+9.83%) Land $120,900 Building $290,200	$445,835 (+6.03%)
2024	$4,458.00 (+5.64%)	$374,300 (+10.15%) Land $100,500 Building $273,800	$420,470
2023	$4,220.00	$339,800 Land $87,400 Building $252,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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