196 Cobblestone Ct, Berea, OH 44017 Property Records

Cuyahoga County property record for 196 Cobblestone Ct, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,759 sqft · built 2004
Lot Size	0.246 acres (10,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Aug 2019)
Tax Bill	$6,373 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`361-45-006`

Property Details

APN / Parcel Number

Primary APN	`361-45-006`
Alternative APN	`36141006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,759 sqft Living Area
Gross Area	3,918 sqft
1st Floor Area	1,759 sqft
Basement Area	1,759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,700 sqft (0.246 acres)
Lot Dimensions	149 ft deep x 34 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	196 COBBLESTONE CT
City	BEREA
State	OH
Zip	44017-1081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFT
Legal Description	SL 48 VOL 331 PG 32-35 FF 34.25 D 148.78 OL 2 AC .246 S/R 2005 PLAT OF SUBDIVISION FOR SANDSTONE RIDGE PHASE I MB361 PG41 MB331 PG32-35
Legal Subdivision	SANDSTONE RIDGE PH I
Legal Lot Number	48
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1001
Census Tract	134203

Owner

Source: Cuyahoga County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31388 INDUSTRIAL PKWY, NORTH OLMSTED, OH 44070-4787
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jul 15, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	Dec 1, 2004 · Amount on Record
Deed Document Number	2019823
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	196 COBBLESTONE CT, BEREA, OH 44017-1081
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000271
Date	Jul 5, 2024
Instrument	202407050271

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	196 COBBLESTONE CT, BEREA, OH 44017-1081
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000336
Date	Jul 15, 2021
Instrument	202107150336

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 9, 2019
Property Address	196 COBBLESTONE CT, BEREA, OH 44017-1081
Document Number	0008090823
Instrument Date	Aug 8, 2019
Instrument	8090823
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	196 COBBLESTONE CT BEREA OH 440171081, BEREA, OH 44017-1081

Mortgage

Document Number	8090824
Date	Aug 9, 2019
Instrument	8090824

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,373.00 (+2.13%) Homeowner's exemption	$110,040 (-) Land $23,380 Building $86,660	$314,400 (-) Land $66,800 Building $247,600
2024	$6,240.00 (+3.55%) Homeowner's exemption	$110,040 (+26.11%) Land $23,380 Building $86,660	$314,400 (+26.11%) Land $66,800 Building $247,600
2023	$6,026.00 (+0.63%) Homeowner's exemption	$87,260 (-) Land $21,110 Building $66,150
2022	$5,988.00 Homeowner's exemption	$87,260 Land $21,110 Building $66,150
2021			$249,300 Land $60,300 Building $189,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, PCs for People.

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