196 Coach Rd, Northfield (Winnetka), IL 60093 Property Records

Cook County property record for 196 Coach Rd, Northfield, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,141 sqft · built 1954
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$835,000 (Feb 2020)
Tax Bill	$16,194 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-24-309-031`

Property Details

APN / Parcel Number

Primary APN	`04-24-309-031`
Alternative APN	`04-24-309-031-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,141 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	46,174 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	196 COACH RD
City	NORTHFIELD
State	IL
Zip	60093-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(COUNTY)(CLERKS) DIV OF SEC 24-42-12
Legal Range	12E
Legal Township	42N
Legal Section	24
Legal Subdivision	COUNTY CLERKS DIV OF SEC 24-42-12
Legal Lot Number	24
Jurisdiction	COOK IL
Township / Civil Division	NORTHFIELD
Census Block Group	3
Census Block	3019
Census Tract	801800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	196 COACH RD, NORTHFIELD, IL 60093-3114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NAT'L BK
Feb 13, 2020	Warranty Deed, Transfer CHICAGO FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Deed Document Number	202017191
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	196 COACH RD, NORTHFIELD, IL 60093-3114
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007706402
Date	Mar 18, 2022
Instrument	2207706402

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	196 COACH RD, NORTHFIELD, IL 60093-3114
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023049141
Date	Aug 18, 2021
Instrument	2123049141

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	196 COACH RD, NORTHFIELD, IL 60093-3114
Document Number	2014203173
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	196 COACH RD NORTHFIELD IL 600933114, NORTHFIELD, IL 60093-3114

Mortgage

Document Number	2014203173
Date	May 21, 2020
Instrument	14203173

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 13, 2020
Property Address	196 COACH RD, NORTHFIELD, IL 60093-3114
Document Number	2004417191
Instrument Date	Feb 3, 2020
Instrument	4417191
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$835.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	196 COACH RD NORTHFIELD IL 600933114, NORTHFIELD, IL 60093-3114

Mortgage

Document Number	2004417192
Date	Feb 13, 2020
Instrument	4417192

Lender

Name	CHICAGO FIN'L SVCS
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Northfield Township
Municipality	Northfield Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Sunset Ridge School District 29 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,000 (+19.76%) Land $48,991 Building $48,009	$970,000 (+19.76%) Land $489,910 Building $480,090
2023	$16,194.00 (+5.72%)
2022	$15,318.00	$80,994 Land $40,494 Building $40,500	$809,940 Land $404,940 Building $405,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	40 (1979–2013)
Claims Outside the SFHA	5 of 40
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 10 claims Severe Storms & Flooding, Aug 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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