Callaway County property record for 196 Co Rd 371, Holts Summit, MO 65043
| Property Type | Rural Home |
|---|---|
| Details | 1,492 sqft · built 2024 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,266 (Mar 2026) |
| Tax Bill | $2,059 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-06.0-24.0-00-000-018.019 |
| Primary APN | 25-06.0-24.0-00-000-018.019 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,492 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Account Number | 2506024000000018019 |
|---|---|
| Street Address | 196 COUNTY ROAD 371 |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-2618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | THE VINES REPLAT 1A P9/309 LOT 104 A |
| Legal Range | 11W |
| Legal Township | 45N |
| Legal Section | 24 |
| Legal Subdivision | THE VINES |
| Legal Lot Number | 104 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 70800 |
Source: Callaway County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 COUNTY ROAD 371, HOLTS SUMMIT, MO 65043-2618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 31, 2026 | Warranty Deed, Transfer MULTIPLI FEDERAL CREDIT UNION |
| Sep 30, 2024 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC |
| May 9, 2024 | Warranty Deed, Transfer MIDWESTERN TITLE, MIDWEST TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2024 · Amount on Record |
| Deed Document Number | 20261796 |
| Deed Book / Page | 526 / 399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 196 COUNTY ROAD 371, HOLTS SUMMIT, MO 65043-2618 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000525/165 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 525/165 |
| Instrument | 202600516 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Mar 31, 2026 |
| Property Address | 196 COUNTY ROAD 371, HOLTS SUMMIT, MO 65043-2618 |
| Document Number | 000526/399 |
| Book / Page | 526 / 399 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 202601796 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 COUNTY ROAD 371, HOLTS SUMMIT, MO 65043-2618 |
| Document Number | 0202601797 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 202601797 |
| Name | MULTIPLI FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Sep 30, 2024 |
| Property Address | 196 COUNTY ROAD 371, HOLTS SUMMIT, MO 65043-2618 |
| Document Number | 000515/804 |
| Book / Page | 515 / 804 |
| Instrument Date | Sep 27, 2024 |
| Instrument | 202405056 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 COUNTY ROAD 371, HOLTS SUMMIT, MO 65043-2618 |
| Document Number | 0202405057 |
|---|---|
| Date | Sep 30, 2024 |
| Instrument | 202405057 |
| Name | FLAT BRANCH MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | May 9, 2024 |
| Property Address | 196 COUNTY ROAD 371, HOLTS SUMMIT, MO 65043-2618 |
| Document Number | 0000513/56 |
| Book / Page | 513 / 56 |
| Instrument Date | May 9, 2024 |
| Instrument | 202402236 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | MIDWESTERN TITLE, MIDWEST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4234 COUNTY ROAD 484, TEBBETTS, MO 65080-1117 |
Source: Callaway County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Holts Summit City |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,059.00 | $33,866 | $178,240 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1995–1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
May also be available: T-Mobile, Wisper ISP.
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