196 Co Rd 173, Gainesville, TX 76240 Property Records

Cooke County property record for 196 Co Rd 173, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,454 sqft · built 1984
Lot Size0.503 acres (21,928 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Jan 2014)
Tax Bill$3,336 (2026)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN2815-003-00004

Property Details

APN / Parcel Number

Primary APN2815-003-00004
Alternative APN
  • 2794

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,454 sqft Living Area
Gross Area1,994 sqft
1st Floor Area1,454 sqft
Utility RoomUtility Room
FlooringCeramic Tile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area21,928 sqft (0.503 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2815-003-00004
Street Address196 COUNTY ROAD 173
CityGAINESVILLE
StateTX
Zip76240-7359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN EAST ADDN; BLOCK 3; LOT 4 & N 1/2 OF 3
Legal SubdivisionTOWN EAST ADDN
Legal Block3
Legal Lot Number4
JurisdictionCOOKE TX
Township / Civil DivisionCALLISBURG
Census Block Group4
Census Block4023
Census Tract100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address196 COUNTY ROAD 173, GAINESVILLE, TX 76240-7359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2014 · Amount on Record
Deed SaleJan 16, 2014 · Amount on Record
Prior SaleJun 13, 2005 · Amount on Record
Deed Document Number201444121
Deed Book / Page1913 / 724
Prior Transfer DateJan 14, 2014
Prior Transfer Doc1913/724
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address196 COUNTY ROAD 173, GAINESVILLE, TX 76240-7359
Transaction TypeMortgage
Record UpdatedMar 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002544/645
DateOct 27, 2022
Book Page2544/645
Instrument2022-8869
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,336.00 (+103.91%) Homeowner's exemption$219,737 (+1%)$235,370 (+3.96%) Land $56,559 Building $178,811
2025$1,636.00 (+1.61%) Homeowner's exemption$199,761 (+21%) Land $56,559 Building $169,848$226,407 (+6.2%) Land $56,559 Building $169,848
2024$1,610.00 (-16.19%)
2023$165,092 Land $42,721 Building $170,467$213,188 Land $42,721 Building $170,467
2022$1,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2007–2015)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 61% of Texas
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODBINE SPECIAL UTILITY DISTRICT
serves 8,151 people · EPA ID TX0490018
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Element8, Optimum, T-Mobile.

Nearby Properties on Co Rd 173

Nearby Streets

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