196 Cliff Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 196 Cliff Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Multi-Family Dwellings
Details	4,229 sqft · built 1962
Lot Size	0.1 acres (4,370 sqft)
Owner	Company Name on Record
Tax Bill	$13,188 (2025)
Deeds & Mortgages	Jun 2023 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`496-093-13`

Property Details

APN / Parcel Number

Primary APN	`496-093-13`

Interior

Units	4 Units
Stories	3 Stories
Building Area	4,229 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	Multi-Family
Lot Area	4,370 sqft (0.1 acres)

Location & Zoning

Street Address	196 CLIFF DR, 3
City	LAGUNA BEACH
State	CA
Zip	92651-1866
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	N TR 208 BLK C LOT 10 TR 208 LOT 10 BLK C NELY 42.23 FT -EX SWLY 1 FT
Legal Subdivision	TRACT NO 208
Legal Tract	208
Legal Block	C
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2011
Census Tract	62605

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	196 CLIFF DR, 3, LAGUNA BEACH, CA 92651-1866
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Intrafamily Transfer, Transfer
Sep 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Sep 1, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 19, 1994
Transfer Doc	0000313422
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 15, 2023
Property Address	196 CLIFF DR, LAGUNA BEACH, CA 92651-1866
Document Number	0000141769
Map Reference	MB 22 PG 18
Instrument Date	Jun 8, 2023
Instrument	2023000141769
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	196 CLIFF DR APT 3, 3, LAGUNA BEACH, CA 92651-1866

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 1, 2020
Property Address	196 CLIFF DR, LAGUNA BEACH, CA 92651-1866
Document Number	0000455235
Map Reference	MB 22 PG 18
Instrument Date	Aug 25, 2020
Instrument	2020000455235
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CLIFF DR, LAGUNA BEACH, CA 92651-1866

Mortgage

Document Number	0000455236
Date	Sep 1, 2020
Instrument	2020000455236

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 1, 2020
Property Address	196 CLIFF DR, LAGUNA BEACH, CA 92651-1866
Document Number	0000455237
Instrument Date	Aug 25, 2020
Instrument	455237
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	196 CLIFF DR LAGUNA BEACH CA 926511866, LAGUNA BEACH, CA 92651-1866

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,077,880 (+2%) Land $752,022 Building $325,858
2025	$13,188.00 (+0.37%) Homeowner's exemption	$1,056,746 (+4.04%) Land $737,277 Building $319,469
2023	$13,140.00 (+3.03%) Homeowner's exemption	$1,015,712 (+2%) Land $708,648 Building $307,064
2022	$12,754.00 Homeowner's exemption	$995,797 Land $694,753 Building $301,044

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1997–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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