Otsego County and Otego Town property record for 196 Circle Dr, Otego, NY 13825
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,704 sqft · built 1968 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $125,000 (Aug 2018) |
| Tax Bill | $5,006 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Oct 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364889 324.18-1-26.00 |
| Primary APN | 364889 324.18-1-26.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,704 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 93,654 sqft (2.15 acres) |
| Garage Type | Mixed |
| Garage Area | 1,312 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 160 sqft |
| Patio Area | 220 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 012150 |
|---|---|
| Street Address | 196 CIRCLE DR |
| City | OTEGO |
| State | NY |
| Zip | 13825-2195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 989 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTEGO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 591401 |
Source: Otsego County and Otego Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 196 CIRCLE DR, OTEGO, NY 13825-2195 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Nov 3, 2025 | Warranty Deed, Transfer |
| Oct 9, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 24, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Deed Document Number | 20183941 |
| Last Transfer Date | Sep 21, 2025 |
| Transfer Doc | 0000000410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Nov 3, 2025 |
| Property Address | 196 CIRCLE DR, OTEGO, NY 13825-2195 |
| Document Number | 0000000410 |
| Instrument Date | Sep 21, 2025 |
| Instrument | 2025-4410 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 9, 2018 |
| Property Address | 196 CIRCLE DR, OTEGO, NY 13825-2195 |
| Document Number | 0000004852 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 4852 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 CIRCLE DR OTEGO NY 138252195, OTEGO, NY 13825-2195 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Aug 24, 2018 |
| Property Address | 196 CIRCLE DR, OTEGO, NY 13825-2195 |
| Document Number | 0000003941 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 3941 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12827 E JENAN DR SCOTTSDALE AZ 85259, SCOTTSDALE, AZ 85259 |
Source: Otsego County and Otego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otego Town |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,006.00 (+4.38%) | $185,000 (-) Land $32,600 Building $152,400 | $243,421 (+14.47%) Land $42,895 Building $200,526 |
| 2024 | $4,796.00 | $185,000 (-) Land $32,600 Building $152,400 | $212,644 (+6.9%) Land $37,471 Building $175,173 |
| 2023 | $185,000 Land $32,600 Building $152,400 | $198,925 Land $35,054 Building $163,871 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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