Porter County property record for 196 Cimarron Dr, Valparaiso, IN 46385
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,184 sqft · built 1995 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Sep 2022) |
| Tax Bill | $2,611 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-12-03-102-001.000-018 |
| Primary APN | 64-12-03-102-001.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 4,126 sqft |
| 1st Floor Area | 2,184 sqft |
| Basement Area | 1,092 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 850 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 196 CIMARRON DR |
|---|---|
| City | VALPARAISO |
| State | IN |
| Zip | 46385-7307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY MEADOWS LOT 25 PHASE A |
| Legal Subdivision | COUNTRY MEADOWS |
| Legal Lot Number | 25 |
| Jurisdiction | PORTER IN |
| Township / Civil Division | PORTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 51008 |
196 Cimarron Dr is owned and occupied by two individuals who acquired it in August 2026.
Source: Porter County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 CIMARRON DR, VALPARAISO, IN 46385-7307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage PROVIDENCE BANK & TRUST |
| Sep 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENCE BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on File |
| Deed Sale | Sep 22, 2022 · Amount on File |
| Deed Document Number | 202220643 |
| Last Transfer Date | Aug 5, 2026 |
| Transfer Doc | 0000015744 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Aug 7, 2026 |
| Property Address | 196 CIMARRON DR, VALPARAISO, IN 46385-7307 |
| Document Number | 0000015744 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202615744 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 CIMARRON DR, VALPARAISO, IN 46385-7307 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 196 CIMARRON DR, VALPARAISO, IN 46385-7307 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 196 CIMARRON DR, VALPARAISO, IN 46385-7307 |
| Document Number | 0000005745 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 2023-005745 |
| Name | PROVIDENCE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SOUTH HOLLAND, IL 60473 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 11, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Sep 22, 2022 |
| Property Address | 196 CIMARRON DR, VALPARAISO, IN 46385-7307 |
| Document Number | 0000020643 |
| Map Reference | FILE 24-E-3 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022-020643 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 196 CIMARRON DR, VALPARAISO, IN 46385-7307 |
| Document Number | 0000020644 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-020644 |
| Name | PROVIDENCE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 196 Cimarron Dr was $2,611, down 11.2% from the year before.
Source: Porter County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Porter Township |
| Unified School District | Porter Township School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,611.00 (-11.19%) Homeowner's exemption | $380,700 Land $46,900 Building $333,800 | $380,700 Land $46,900 Building $333,800 |
| 2024 | $2,940.00 (-28.4%) | ||
| 2023 | $4,106.00 (+58.59%) | $352,200 Land $42,600 Building $309,600 | $352,200 Land $42,600 Building $309,600 |
| 2022 | $2,589.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Cimarron Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–1990) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Cimarron Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 99.4% of Indiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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