Kennebec County and Windsor Town property record for 196 Choate Rd, Windsor, ME 04363
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,967 (2025) |
| Deeds & Mortgages | May 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINR M:11 L:031-C |
| Primary APN | WINR M:11 L:031-C |
|---|---|
| Alternative APNs |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 87,120 sqft (2 acres) |
| Account Number | 503 |
|---|---|
| Street Address | 196 CHOATE RD |
| City | WINDSOR |
| State | ME |
| Zip | 04363-3220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 31-C |
| Jurisdiction | WINDSOR ME |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 19000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
196 Choate Rd is owned and occupied by two individuals.
Source: Kennebec County and Windsor Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 CHOATE RD, WINDSOR, ME 04363-3220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR ME |
| Property Address | 196 CHOATE RD, WINDSOR, ME 04363-3220 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025010105 |
|---|---|
| Date | May 27, 2025 |
| Book Page | 15376/96 |
| Instrument | 2025010105 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 196 Choate Rd was $2,967, up 2.2% from the year before.
Source: Kennebec County and Windsor Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Windsor Town |
| Unified School District | Regional School Unit 12 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,967.00 (+2.17%) | $315,600 (-) Land $35,600 Building $280,000 |
| 2024 | $2,904.00 (+11.86%) | $315,600 (+76.31%) Land $35,600 Building $280,000 |
| 2023 | $2,596.00 | $179,000 Land $18,000 Building $161,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 196 Choate Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Choate Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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