Passaic County and Wayne Township property record for 196 Chestnut Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,329 sqft · built 2006 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Dec 2015) |
| Tax Bill | $17,214 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02317-0000-00032 |
| Primary APN | 14-02317-0000-00032 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,329 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 10,367 sqft (0.238 acres) |
| Old Parcel Number | 1400538000000025A |
|---|---|
| Street Address | 196 CHESTNUT DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | PENINSULA DIV/PACKANACK LAKE |
| Legal Block | 2317 |
| Legal Lot Number | 32 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 246202 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 CHESTNUT DR, WAYNE, NJ 07470-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Feb 19, 2019 | Deed of Trust, Mortgage · Line of Credit THE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on Record |
| Deed Sale | Dec 18, 2015 · Amount on Record |
| Deed Document Number | 201558566 |
| Deed Book / Page | 2743 / 79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 196 CHESTNUT DR, WAYNE, NJ 07470-5604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | MOMENTUM TITLE AGENCY LLC, MONUMENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000014306 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | M16884/40 |
| Instrument | 2021014306 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 196 CHESTNUT DR, WAYNE, NJ 07470-5604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007572 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | M15406/0127 |
| Instrument | 2019007572 |
| Name | THE BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,000 (-) Land $114,000 Building $173,000 | $287,000 (-) Land $114,000 Building $173,000 | |
| 2025 | $17,214.00 (+0.87%) | $287,000 (-) Land $114,000 Building $173,000 | $287,000 (-) Land $114,000 Building $173,000 |
| 2024 | $17,065.00 (+5.17%) | ||
| 2023 | $287,000 Land $114,000 Building $173,000 | $287,000 Land $114,000 Building $173,000 | |
| 2022 | $16,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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