Clark County property record for 196 Chesapeake Cir, Springfield, OH 45505
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,900 sqft · built 2023 |
| Lot Size | 0.155 acres (6,782 sqft) |
| Owner | Individual Name on File |
| Last Sale | $281,000 (Sep 2023) |
| Tax Bill | $4,949 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 305-07-00017-413-036 |
| Primary APN | 305-07-00017-413-036 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,782 sqft (0.155 acres) |
| Lot Dimensions | 133 ft deep x 51 ft wide |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 196 CHESAPEAKE CIR |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45505-1581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIDGEWATER PHASE 3; 19400; 30 YEAR BRIDGEWATER TIF (2023 - 2052 TY) |
| Legal Subdivision | BRIDGEWATER |
| Legal Phase | 3 |
| Legal Block | 413 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1600 |
196 Chesapeake Cir is owned and occupied by an individual who bought it in September 2023.
Source: Clark County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 196 CHESAPEAKE CIR, SPRINGFIELD, OH 45505-1581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2023 | Limited Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Jun 13, 2023 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on File |
| Deed Sale | Sep 25, 2023 · Amount on File |
| Prior Sale | Jun 13, 2023 · Amount on File |
| Deed Document Number | 3322 |
| Deed Book / Page | 2228 / 2956 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Sep 25, 2023 |
| Property Address | 196 CHESAPEAKE CIR, SPRINGFIELD, OH 45505-1581 |
| Document Number | 0000010785 |
| Book / Page | 2228 / 2956 |
| Map Reference | MB 18 PG 459 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 202300010785 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | FIRST NVR SETTLEMENT SERVICES, FIRST NVR STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 196 CHESAPEAKE CIR, SPRINGFIELD, OH 45505-1581 |
| Document Number | 0000010786 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 202300010786 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Jun 13, 2023 |
| Property Address | 196 CHESAPEAKE CIR, SPRINGFIELD, OH 45505-1581 |
| Document Number | 0000006446 |
| Book / Page | 2224 / 4332 |
| Map Reference | MB 18 PG 459 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 202300006446 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 BYERS RD, MIAMISBURG, OH 45342-3249 |
| Investor | Possibly a Property Investor |
Source: Clark County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| Municipality | Springfield City |
| Unified School District | Clark-Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,160 Land $1,160 | $3,320 Land $3,320 | |
| 2024 | $4,949.00 | ||
| 2023 | $1,160 Land $1,160 | ||
| 2022 | $3,320 Land $3,320 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 196 Chesapeake Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 196 Chesapeake Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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