196 Champlain St, Victoria, TX 77905 Property Records

Victoria County property record for 196 Champlain St, Victoria, TX 77905 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,806 sqft · built 2007
Lot Size	1.04 acres (45,521 sqft)
Owner	2 Individual Names on File
Last Sale	$495,852 (Feb 2025)
Tax Bill	$6,783 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39521-002-02100`

Property Details

APN / Parcel Number

Primary APN	`39521-002-02100`
Alternative APNs	`R91666` `91666`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,806 sqft Living Area
1st Floor Area	2,486 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Concrete
Lot Area	45,521 sqft (1.04 acres)
Lot Dimensions	212 ft deep x 215 ft wide
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	520 sqft
Porch	Open Porch
Porch Area	410 sqft
Patio Area	1,077 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	196 CHAMPLAIN ST
City	VICTORIA
State	TX
Zip	77905-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW SUBD SECTION II, BLOCK 2, LOT 21, ACRES 1.045
Legal Subdivision	LAKEVIEW SUBD SECTION II
Legal Block	2
Legal Lot Number	21
Jurisdiction	VICTORIA TX
Township / Civil Division	VICTORIA WEST
Census Block Group	3
Census Block	3020
Census Tract	1401

Owner

Source: Victoria County records · APN 39521-002-02100

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 CHAMPLAIN ST, VICTORIA, TX 77905-3721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAYFIRST NATIONAL BANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEXAS DOW EMPLOYEES CU
Jun 03, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2025 · Amount on Record
Deed Sale	Feb 07, 2025 · Amount on Record
Prior Sale	Jun 13, 2011 · Amount on Record
Deed Document Number	20251047
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VICTORIA TX
Property Address	196 CHAMPLAIN ST, VICTORIA, TX 77905-3721
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	ALLEGIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202210078
Date	Sep 07, 2022
Instrument	202210078

Lender

Name	BAYFIRST NATIONAL BANK
Type	Bank
Address	SAINT PETERSBURG, FL 33701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VICTORIA TX
Property Address	196 CHAMPLAIN ST, VICTORIA, TX 77905-3721
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008631
Date	Aug 12, 2020
Instrument	202008631

Lender

Name	TEXAS DOW EMPLOYEES CU
Type	Credit Union
Address	LAKE JACKSON, TX 77566

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2030

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VICTORIA TX
Property Address	196 CHAMPLAIN ST, VICTORIA, TX 77905-3721
Transaction Type	Mortgage
Record Updated	Jun 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201906156
Date	Jun 03, 2019
Instrument	201906156

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2034

Tax Assessment & Valuation

Source: Victoria County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Victoria County
Unified School District	Victoria Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,783.00 (-4.65%) Homeowner's exemption	$554,532 (+12.37%) Land $45,710 Building $508,822	$554,532 (+12.37%) Land $45,710 Building $508,822
2024	$7,114.00 (+16.64%)
2023	$6,099.00	$493,470 Land $45,710 Building $447,760	$493,470 Land $45,710 Building $447,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Victoria County (48469C), updated September 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484690014013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2017–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2025, rainfall accumulation
Claims By Storm	Hurricane Harvey, Sep 2017 · 4 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 27% of Texas
Wildfire Likelihood	About 1 in 781 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
AMG Technology Investment Group	Fixed Wireless (unlicensed)	500 / 200
TISD	Fixed Wireless	400 / 100
Verizon	Fixed Wireless	300 / 20
Gtek Communications	Fixed Wireless (unlicensed)	120 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Gtek Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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