196 Central Ave, Norwich, CT 06360 Property Records

Norwich City property record for 196 Central Ave, Norwich, CT 06360

Property Summary

Property TypeApartment House (2-4 Units)
Details9 bd · 5 ba · 3,981 sqft · built 1878
Lot Size0.21 acres (9,148 sqft)
OwnerCompany Name on File
Last Sale$225,000 (Jun 2021)
Tax Bill$7,189 (2026)
Deeds & MortgagesJul 2026 Mortgage
Jul 2023 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNNORW M:94 B:2 L:58

Property Details

APN / Parcel Number

Primary APNNORW M:94 B:2 L:58
Alternative APNs
  • NWCH M:94 B:2 L:58
  • 0098480001
  • 98480001

Interior

Bedrooms9 Beds
Full Baths5 Baths
Total Rooms15 Rooms
Units5 Units
Stories3 Stories
Building Area3,981 sqft Living Area
Gross Area6,103 sqft
1st Floor Area1,640 sqft
Basement Area1,616 sqft
Unfinished Basement1,616 sqft

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeMansard
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number98480001
Street Address196 CENTRAL AVE
CityNORWICH
StateCT
Zip06360-3940
Property CategoryCommercial
Property TypeResidential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning CodeMF
Legal Block2
Legal Lot Number58
JurisdictionNORWICH CT
Township / Civil DivisionNORWICH
Census Block Group1
Census Block1019
Census Tract696401

Owner

196 Central Ave, a residential property, is owned by a company that bought it in June 2021.

Source: Norwich City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address358 W 44TH ST, NEW YORK, NY 10036-5426
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust
BANK OF AMERICA
Jul 19, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
RFLF 7 LLC
Jun 30, 2021Warranty Deed, Transfer · Line of Credit
LIMA ONE CAPITAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2021 · Amount on File
Deed SaleJun 30, 2021 · Amount on File
Prior SaleAug 9, 2005 · Amount on File
Deed Document Number20212021003221
Deed Book / Page3264 / 111
Record UpdatedOct 29, 2026

July 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionNORWICH CT
Recording DateJul 13, 2026
Property Address196 CENTRAL AVE, NORWICH, CT 06360-3940
Document Number0582000914
Book / Page582 / 914
Instrument DateJul 3, 2026
Record UpdatedAug 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 CENTRAL AVE, NORWICH, CT 06360-3940

Mortgage

Document Number0582000914,
DateJul 13, 2026
Book Page582/914
Lender
NameBANK OF AMERICA
Agreement
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.48%
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORWICH CT
Property Address196 CENTRAL AVE, NORWICH, CT 06360-3940
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003441-107
DateJul 19, 2023
Book Page3441/107
Instrument2023002948
Lender
NameRFLF 7 LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORWICH CT
Recording DateJun 30, 2021
Property Address196 CENTRAL AVE, NORWICH, CT 06360-3940
Document Number003264-111
Book / Page3264 / 111
Instrument DateJun 25, 2021
Instrument2021003221
Transaction TypeTransfer
Record UpdatedApr 24, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 CENTRAL AVE, NORWICH, CT 06360-3940

Mortgage

Document Number2021003222
DateJun 30, 2021
Instrument2021003222
Lender
NameLIMA ONE CAPITAL LLC
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 196 Central Ave was $7,189, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNorwich City
Unified School DistrictNorwich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,189.00 (-15.61%)$210,500 (-) Building $178,300
2025$8,519.00$210,500 Land $32,200 Building $178,300$147,350 Land $22,540 Building $124,810
2023$7,155.00 (+0.34%)$147,100 (-) Land $20,400 Building $126,700
2022$7,131.00$147,100 Land $20,400 Building $126,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORWICH PUBLIC UTILITIES
serves 36,163 people · EPA ID CT1040011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Haloacetic acids
not recorded as resolved · Feb 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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